Marin County property record for 11 Carmel Dr, Novato, CA 94945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,101 sqft · built 1960 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (May 2019) |
| Tax Bill | $13,327 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-181-06 |
| Primary APN | 141-181-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,101 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 218 sqft |
| Patio Area | 218 sqft |
| Heating System | Central |
|---|
| Street Address | 11 CARMEL DR |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94945-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | M & S 07 STREET |
| Legal Lot Number | 6 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 102203 |
Source: Marin County records · APN 141-181-06
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| May 17, 2019 | Grant Deed, Transfer · ARM FLAGSTAR BANK FSB |
| Aug 24, 2018 | Affidavit of Death, Transfer |
| Oct 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Deed Document Number | 201916850 |
| Prior Transfer Date | Oct 17, 2017 |
| Prior Transfer Doc | 0000043294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Document Number | 0000003517 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0003517 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Max Rate | 10.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | May 17, 2019 |
| Property Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Document Number | 0000016850 |
| Map Reference | MB 9 PG 22 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019-0016850 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Document Number | 0000016851 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019-0016851 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Aug 24, 2018 |
| Property Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Document Number | 0000030127 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 30127 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 5216 VANCOUVER WA 986685216, VANCOUVER, WA 98668-5216 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 11 CARMEL DR, NOVATO, CA 94945-2306 |
| Document Number | 0000043294 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 43294 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CARMEL DR NOVATO CA 949452306, NOVATO, CA 94945-2306 |
Source: Marin County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Municipality | Novato City |
| Unified School District | Novato Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,057,149 (+2%) Land $739,576 Building $317,573 | |
| 2025 | $13,327.00 (+3.69%) | $1,036,422 (+4.04%) Land $725,075 Building $311,347 |
| 2023 | $12,853.00 (+2.37%) | $996,182 Land $696,923 Building $299,259 |
| 2022 | $12,555.00 |
Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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