10 Carmel Dr, Novato, CA 94945 Property Records

Marin County property record for 10 Carmel Dr, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,072 sqft · built 1959
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Jan 2005)
Tax Bill	$13,556 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-183-06`

Property Details

APN / Parcel Number

Primary APN	`141-183-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,072 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Lot Area	10,500 sqft (0.241 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Deck Area	504 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	10 CARMEL DR
City	NOVATO
State	CA
Zip	94945-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	M&S 07 STREET
Legal Lot Number	46
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1013
Census Tract	102203

Owner

10 Carmel Dr is owner-occupied and held in a trust since January 2005.

Source: Marin County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 CARMEL DR, NOVATO, CA 94945-2307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Intrafamily Transfer, Transfer
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2005 · Amount on File
Deed Sale	Jan 21, 2005 · Amount on File
Prior Sale	Mar 10, 1995 · Amount on File
Deed Document Number	20054780
Prior Transfer Date	Feb 4, 1995
Prior Transfer Doc	0000011550
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Sep 13, 2022
Property Address	10 CARMEL DR, NOVATO, CA 94945-2307
Document Number	0000032182
Map Reference	MB 9 PG 22
Instrument Date	Aug 10, 2022
Instrument	2022-0032182
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 CARMEL DR, NOVATO, CA 94945-2307
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	10 CARMEL DR, NOVATO, CA 94945-2307
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022413
Date	Jun 22, 2018
Instrument	2018-0022413

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	10 CARMEL DR, NOVATO, CA 94945-2307
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARMEL DR, NOVATO, CA 94945-2307

Mortgage

Document Number	0000003963
Date	Jan 21, 2021
Instrument	2021-0003963

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10 Carmel Dr was $13,556 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,085,338 (+2%) Land $689,500 Building $395,838
2025	$13,556.00 Homeowner's exemption	$1,064,061 Land $675,983 Building $388,078
2023	$13,072.00 (+4%) Homeowner's exemption	$1,022,751 Land $649,739 Building $373,012
2022	$12,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Carmel Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2014)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Carmel Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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