11 Caney Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 11 Caney Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1979
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Apr 2024)
Tax Bill	$500 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458113027708000`

Property Details

APN / Parcel Number

Primary APN	`458113027708000`
Alternative APNs	`55911` `57488` `62564`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Heated Area
Flooring	Carpet
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	78 ft deep x 289 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	62564
Street Address	11 CANEY CREEK RD
City	MURPHY
State	NC
Zip	28906-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CANE CREEK SUB 1711/452 A/140
Legal Subdivision	CANE CREEK SUB
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1003
Census Tract	930604

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 CANEY CREEK RD, MURPHY, NC 28906-5906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer UNION HOME MORTGAGE CORPORATION
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Oct 21, 2021	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	1731
Deed Book / Page	1754 / 1141
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 15, 2024
Property Address	11 CANEY CREEK RD, MURPHY, NC 28906-5906
Document Number	01754/1141
Book / Page	1754 / 1141
Map Reference	CAB H SL 1393
Instrument Date	Apr 12, 2024
Instrument	1731
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CANEY CREEK RD, MURPHY, NC 28906-5906

Mortgage

Document Number	0000001733
Date	Apr 15, 2024
Instrument	1733

Lender

Name	UNION HOME MORTGAGE CORPORATION

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Mar 15, 2039

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 9, 2022
Property Address	11 CANEY CREEK RD, MURPHY, NC 28906-5906
Document Number	001711/452
Book / Page	1711 / 452
Map Reference	CAB H PG 1393
Instrument Date	Apr 14, 2022
Instrument	3026
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SILVERCREEK RD, 103, HAZEL GREEN, AL 35750-8987

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 CANEY CREEK RD, MURPHY, NC 28906-5906

Mortgage

Document Number	0001711454
Date	May 9, 2022
Instrument	1711/454

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 21, 2021
Property Address	11 CANEY CREEK RD, MURPHY, NC 28906-5906
Document Number	1694/350
Book / Page	1694 / 350
Map Reference	MB 6 PG 21
Instrument Date	Oct 20, 2021
Instrument	7091
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SILVERCREEK RD, HAZEL GREEN, AL 35750-8987

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$500.00	$63,210 (-)	$63,210 (-) Land $10,000 Building $53,210
2023		$63,210	$63,210 Land $10,000 Building $53,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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