Cherokee County property record for 185 Caney Creek Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 868 sqft · built 1980 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Nov 2023) |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458117123103000 |
| Primary APN | 458117123103000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 868 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 298 ft deep x 102 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 412 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 61468 |
|---|---|
| Street Address | 185 CANEY CREEK RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 STUDSTILL PROP 1304/439 |
| Legal Phase | 1304 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 930604 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 CANEY CREEK RD, MURPHY, NC 28906-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on Record |
| Deed Sale | Nov 8, 2023 · Amount on Record |
| Prior Sale | Nov 2, 2007 · Amount on Record |
| Deed Document Number | 5792 |
| Deed Book / Page | 1746 / 260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Nov 8, 2023 |
| Property Address | 185 CANEY CREEK RD, MURPHY, NC 28906-5907 |
| Document Number | 001746/260 |
| Book / Page | 1746 / 260 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 5792 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CANEY CREEK RD, MURPHY, NC 28906-5907 |
| Name | Verified Name |
|---|---|
| Address | 185 CANEY CREEK RD, MURPHY, NC 28906-5907 |
| Document Number | 0017460262 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 1746///0262 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 185 CANEY CREEK RD, MURPHY, NC 28906-5907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1677/442 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 1677/442 |
| Instrument | 2298 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | CANDLER, NC 28715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534.00 | $68,400 (-) | $68,400 (-) Land $20,000 Building $48,400 |
| 2023 | $68,400 | $68,400 Land $20,000 Building $48,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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