11 Cabot St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 11 Cabot St, Winchester, MA 01890

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,157 sqft · built 1907
Lot Size0.263 acres (11,456 sqft)
Owner2 Individual Names on File
Last Sale$1,410,000 (Oct 2020)
Tax Bill$20,399 (2026)
Deeds & MortgagesJan 2022 Refinance
Nov 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNWINC M:018 B:0112 L:0

Property Details

APN / Parcel Number

Primary APNWINC M:018 B:0112 L:0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,157 sqft Living Area
Gross Area5,147 sqft
Basement Area1,194 sqft
Unfinished Basement657 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,456 sqft (0.263 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address11 CABOT ST
CityWINCHESTER
StateMA
Zip01890-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDB
Legal Block112
JurisdictionWINCHESTER MA
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3012
Census Tract338300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wedgemere Historic District
listed 1989 · 161 contributing resources · NRIS 89000659

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Cabot St is owned and occupied by two individuals who bought it in October 2020.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address11 CABOT ST, WINCHESTER, MA 01890-3501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
GARY SULLIAN
Nov 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
METRO CU
Jan 7, 2020Deed of Trust, Mortgage · Line of Credit
CENTURY BANK & TRUST
Oct 1, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
METRO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2020 · Amount on File
Deed SaleOct 1, 2020 · Amount on File
Deed Document Number2020177261
Deed Book / Page75785 / 73
Prior Transfer DateSep 28, 2020
Prior Transfer Doc75785-73
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address11 CABOT ST, WINCHESTER, MA 01890-3501
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079531-181
DateJan 13, 2022
Book Page79531/181
Instrument7356
Lender
NameGARY SULLIAN
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address11 CABOT ST, WINCHESTER, MA 01890-3501
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number79196-250
DateNov 22, 2021
Book Page79196/250
Instrument254050
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address11 CABOT ST, WINCHESTER, MA 01890-3501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73953-327
DateJan 7, 2020
Book Page73953/327
Instrument2440
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 1, 2040

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHESTER MA
Recording DateOct 1, 2020
Property Address11 CABOT ST, WINCHESTER, MA 01890-3501
Document Number75785-73
Book / Page75785 / 73
Instrument DateSep 28, 2020
Instrument177261
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11 CABOT ST, WINCHESTER, MA 01890-3501

Mortgage

Document Number177262
DateOct 1, 2020
Instrument177262
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Cabot St was $20,399, up 10,202.5% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,399.00 (+10,202.53%)$1,841,100 (+2.99%) Land $1,190,600 Building $650,500$1,998,505 (+7.09%)
2025$198.00 (-98.99%)$1,787,700 (+3.59%) Land $1,156,600 Building $631,100$1,866,275
2024$19,553.00 (+5.25%)$1,725,800 (+9.62%) Land $1,122,600 Building $603,200
2023$18,577.00$1,574,300 Land $1,054,600 Building $519,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cabot St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Cabot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER WATER DEPT
serves 22,970 people · EPA ID MA3344000
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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