11 Bruce Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 11 Bruce Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,363 sqft · built 2000
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$254,500 (Mar 2014)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7013-00170-0230`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7013-00170-0230`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,363 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	2,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,994 sqft (0.459 acres)
Driveway	Driveway
Driveway Area	935 sqft
Pool Area	364 sqft
Deck Area	881 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 BRUCE LN
City	PALM COAST
State	FL
Zip	32137-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 13 BLK 17 LTS 23 & 24 OR 163 PG 637 OR 199 PG 528 OR 621 PG 1794 OR 622 PG 222 OR 671 PG 1573-RLE OR 674 PG 894-BLA OR 1785/1290 OR 1993/931
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	17
Legal Lot Number	23
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2008
Census Tract	60220

Owner

Source: Flagler County records · APN 07-11-31-7013-00170-0230

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 BRUCE LN, PALM COAST, FL 32137-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2014 · Amount on Record
Deed Sale	Mar 11, 2014 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Document Number	20147688
Deed Book / Page	1993 / 931
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Jun 10, 2026
Property Address	11 BRUCE LN, PALM COAST, FL 32137-8714
Document Number	0000023263
Book / Page	3061 / 698
Instrument Date	May 28, 2026
Instrument	202623263
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BRUCE LN, PALM COAST, FL 32137-8714

Mortgage

Document Number	0000023263,
Date	Jun 10, 2026
Book Page	3061/698
Instrument	202623263

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2046

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,816.00 (-14.36%) Homeowner's exemption Senior Citizen's exemption	$233,387 (+5.99%)	$376,869 (+0.67%) Land $93,625 Building $283,244
2023	$3,288.00 (+1.01%) Homeowner's exemption	$220,204 (+3%)	$374,350 (+4.07%) Land $78,750 Building $295,600
2022	$3,255.00 Homeowner's exemption	$213,791	$359,720 Land $77,875 Building $281,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 426 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.