10 Bruce Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 10 Bruce Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2018)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7013-00160-0250`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7013-00160-0250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	2,031 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 BRUCE LN
City	PALM COAST
State	FL
Zip	32137-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 13 BLOCK 00016 LOT 0025 SUBDIVISION COMPLETION YEAR 1980 OR 167 PG 544 OR 853 PG 934 OR 864 PG 1112 OR 895/1898 OR 1252/958 OR 1671/10 OR 1732/1930 OR 1801/1671-DC OR 1952/1023 OR 1980/271 OR 1981/1585 OR 1999/1795 OR 2308/1799
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	16
Legal Lot Number	25
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2007
Census Tract	60220

Owner

Source: Flagler County records · APN 07-11-31-7013-00160-0250

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	351 DALLAS DR, CAMPBELL, CA 95008-5609
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Apr 24, 2014 · Amount on Record
Deed Document Number	201836601
Deed Book / Page	2308 / 1799
Prior Transfer Date	Aug 20, 2009
Prior Transfer Doc	0017321930
Record Updated	Jun 08, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 28, 2018
Property Address	10 BRUCE LN, PALM COAST, FL 32137-8713
Document Number	0023081799
Book / Page	2308 / 1799
Map Reference	MB7 PG1
Instrument Date	Sep 25, 2018
Instrument	2018036601
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 NORTHSHORE AVE, 35, PALM COAST, FL 32137-3399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 DALLAS DR, CAMPBELL, CA 95008-5609

Mortgage

Document Number	2018036602
Date	Sep 28, 2018
Instrument	2018036602

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,151.00 (+0.02%)	$283,472 (+1.42%) Land $53,500 Building $229,972	$283,472 (+1.42%) Land $53,500 Building $229,972
2024	$5,150.00 (+5.81%)
2023	$4,867.00 (+4.82%)	$279,509 (+2.76%) Land $45,000 Building $234,509	$279,509 (+2.76%) Land $45,000 Building $234,509
2022	$4,643.00	$271,998 Land $44,500 Building $227,498	$271,998 Land $44,500 Building $227,498

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 426 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.