Suffolk County and Smithtown Town property record for 11 Arjay Ln, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1966 |
| Square Footage | 2,245 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Garage | Attached, 375 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $14,608.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 177.-3-64
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 ARJAY LN, COMMACK, NY 11725-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance TEACHERS FCU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CONTOUR MORTGAGE CORP |
| Feb 25, 2021 | Deed, Transfer |
| Jul 18, 2015 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARJAY LN, COMMACK, NY 11725-5601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0235130769 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 23513/769 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jul 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARJAY LN, COMMACK, NY 11725-5601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0232370181 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 23237/181 |
| Instrument | DL056764 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 25, 2021 |
| Property Address | 11 ARJAY LN, COMMACK, NY 11725-5601 |
| Document Number | 0130920593 |
| Book / Page | 13092 / 593 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 SCHUYLER DR, COMMACK, NY 11725-4019 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARJAY LN, COMMACK, NY 11725-5601 |
| Document Number | 0230100725 |
| Instrument Date | Jul 18, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 ARJAY LN COMMACK NY 117255601, COMMACK, NY 11725-5601 |
| Document Number | 0230100725 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 023010/000725 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 701 E 60TH ST N, SIOUX FALLS, SD 57104-0432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,300 (-) Land $350 Building $4,950 | $662,500 (+10,774.92%) Land $43,750 Building $618,750 | |
| 2024 | $14,608.00 | ||
| 2023 | $5,300 Land $350 Building $4,950 | $6,092 Land $402 Building $5,690 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 177.-3-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 2,700 sqft Gross Area |
| 1st Floor | 1,226 sqft 1st Floor |
| 2nd Floor | 1,019 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial Style |
| Exterior Material | Concrete Exterior |
| Lot Area | 13,939 sqft (0.32 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 375 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 276 sqft Porch |
| View | Suburban View |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 11 ARJAY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 15-592426 TC-52 *4310 LOT 33 QUEENS FAIR WOODS SEC 2 |
| Legal Subdivision | QUEENS FAIR WOODS |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 135205 |
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