Suffolk County and Smithtown Town property record for 10 Arjay Ln, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $483,500 (2002) |
| Tax Bill | $16,159.00 (2024) |
| Primary APN | 473489 177.-4-40 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 10 ARJAY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 15-592526 TC-52 *4310 LOT 37 QUEENS FAIR WOODS SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 177.-4-40
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 ARJAY LN, COMMACK, NY 11725-5602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2002 · Amount on Record |
| Deed Sale | Sep 04, 2002 · Amount on Record |
| Deed Book / Page | 12207 / 71 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 ARJAY LN, COMMACK, NY 11725-5602 |
| Document Number | 0231990498 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10 ARJAY LN COMMACK NY 117255602, COMMACK, NY 11725-5602 |
| Document Number | 0231990498 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 023199/000498 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 ARJAY LN, COMMACK, NY 11725-5602 |
| Document Number | 0228000747 |
| Book / Page | 022800 / 000747 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10 ARJAY LN COMMACK NY 117255602, COMMACK, NY 11725-5602 |
| Document Number | 0228000747 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 022800/000747 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 21, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,272 (-) Land $300 Building $5,972 | $784,000 (+10,775.29%) Land $37,500 Building $746,500 | |
| 2024 | $16,159.00 | ||
| 2023 | $6,272 Land $300 Building $5,972 | $7,209 Land $345 Building $6,864 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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