10N790 Maple St, Elgin, IL 60123 Property Records

Kane County property record for 10N790 Maple St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1982
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2023)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-21-228-017`

Property Details

APN / Parcel Number

Primary APN	`06-21-228-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	10N790 MAPLE ST
City	ELGIN
State	IL
Zip	60123-5872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIVER HILLS MAP 3 LOT 14
Legal Subdivision	FOX RIVER HILLS
Legal Block	2
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10N790 MAPLE ST, ELGIN, IL 60123-5872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Nov 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202328993
Last Transfer Date	Feb 19, 2025
Transfer Doc	0000006308
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 22, 2023
Property Address	10N790 MAPLE ST, ELGIN, IL 60123-5872
Document Number	0000028993
Instrument Date	Aug 11, 2023
Instrument	2023K028993
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10N790 MAPLE ST, ELGIN, IL 60123-5872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N790 MAPLE ST, ELGIN, IL 60123-5872

Mortgage

Document Number	0000028994
Date	Aug 22, 2023
Instrument	2023K028994

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2018
Property Address	10N790 MAPLE ST, ELGIN, IL 60123-5872
Document Number	0000055441
Instrument Date	May 5, 2018
Instrument	55441
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$67.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N790 MAPLE ST ELGIN IL 601235872, ELGIN, IL 60123-5872

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,223.00 (+13.06%)	$98,824 (+8.57%) Land $27,629 Building $71,195	$296,591 (+8.57%) Land $82,920 Building $213,670
2024		$91,023 (+21.39%) Land $25,448 Building $65,575	$273,178 (+21.44%) Land $76,375 Building $196,804
2022	$5,504.00 (+6.3%) Homeowner's exemption	$74,981 (+6.96%) Land $20,963 Building $54,018	$224,943 (+6.96%) Land $62,889 Building $162,054
2021	$5,178.00 Homeowner's exemption	$70,102 Land $19,599 Building $50,503	$210,306 Land $58,797 Building $151,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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