10N774 Maple St, Elgin, IL 60123 Property Records

Kane County property record for 10N774 Maple St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1930
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Jul 2024)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-228-019`

Property Details

APN / Parcel Number

Primary APN	`06-21-228-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	950 sqft
Basement Area	562 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10N774 MAPLE ST
City	ELGIN
State	IL
Zip	60123-5872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIVER HILLS MAP 3 NORTH 1/2 EAST 1/2 LOT 13
Legal Subdivision	FOX RIVER HILLS
Legal Block	2
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10N774 MAPLE ST, ELGIN, IL 60123-5872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 19, 2018	Deed of Trust, Mortgage ILLINOIS COMMUNITY CU
Jan 10, 2019	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Jan 10, 2019 · Amount on Record
Deed Document Number	202425181
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	0000012861
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 11, 2026
Property Address	10N774 MAPLE ST, ELGIN, IL 60123-5872
Document Number	0000024209
Instrument Date	Apr 21, 2026
Instrument	202624209
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING PARTNER LLC, CLOSING DEPARTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N774 MAPLE ST, ELGIN, IL 60123-5872

Mortgage

Document Number	0000024209,
Date	Jun 11, 2026
Instrument	202624209

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2054

Interest

Rate	6.63%
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	10N774 MAPLE ST, ELGIN, IL 60123-5872
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056063
Date	Nov 19, 2018
Instrument	2018K056063

Lender

Name	ILLINOIS COMMUNITY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2028

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2019
Property Address	10N774 MAPLE ST, ELGIN, IL 60123-5872
Document Number	0000001335
Instrument Date	Dec 14, 2018
Instrument	1335
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N774 MAPLE ST ELGIN IL 601235872, ELGIN, IL 60123-5872

Mortgage

Document Number	1336
Date	Jan 10, 2019
Instrument	1336

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (+2.84%)	$68,331 (+8.57%) Land $23,683 Building $44,648	$205,075 (+8.57%) Land $71,077 Building $133,998
2024	$4,020.00 (+9.9%)	$62,938 (+21.4%) Land $21,814 Building $41,124	$188,890 (+21.45%) Land $65,468 Building $123,421
2022	$3,658.00 (+6.65%) Homeowner's exemption	$51,845 (+6.96%) Land $17,969 Building $33,876	$155,535 (+6.96%) Land $53,907 Building $101,628
2021	$3,430.00 Homeowner's exemption	$48,472 Land $16,800 Building $31,672	$145,416 Land $50,400 Building $95,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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