Pinellas County property record for 10998 Harborside Dr, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,456 sqft · built 1984 |
| Lot Size | 0.299 acres (13,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Mar 2014) |
| Tax Bill | $8,079 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-750-3608-7 |
| Primary APN | C62-000-750-3608-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 3,427 sqft |
| 1st Floor Area | 2,456 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,007 sqft (0.299 acres) |
| Lot Dimensions | 152 ft deep x 88 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 542 sqft |
| Deck Area | 249 sqft |
| Patio Area | 249 sqft |
| Loading Dock | 532 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R152014 |
|---|---|
| Street Address | 10998 HARBORSIDE DR |
| City | LARGO |
| State | FL |
| Zip | 33773-4449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE PARK UNIT IV BLK 3, LOT 1 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | LAKE PARK UNIT IV |
| Legal Tract | 48199 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 25011 |
Source: Pinellas County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10998 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2014 · Amount on Record |
| Deed Sale | Mar 25, 2014 · Amount on Record |
| Prior Sale | Jun 11, 2009 · Amount on Record |
| Deed Document Number | 201483160 |
| Deed Book / Page | 18348 / 2194 |
| Last Transfer Date | May 20, 2024 |
| Transfer Doc | 0228081272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10998 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 10998 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Number | 0215210563 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 21521/563 |
| Instrument | 2021148934 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Apr 27, 2046 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,079.00 (+6.82%) Homeowner's exemption | $474,166 (+5.99%) | $704,657 (+0.15%) Land $299,658 Building $404,999 |
| 2024 | $7,563.00 (+2.67%) | ||
| 2023 | $7,366.00 (+2.39%) Homeowner's exemption | $447,382 (+3%) | $703,579 (+45.35%) Land $377,417 Building $326,162 |
| 2022 | $7,194.00 Homeowner's exemption | $434,351 | $484,057 Land $261,250 Building $222,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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