Pinellas County property record for 10976 Harborside Dr, Largo, FL 33773 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,434 sqft · built 1982 |
| Lot Size | 0.285 acres (12,397 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $887,500 (May 2026) |
| Tax Bill | $7,652 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-750-3609-5 |
| Primary APN | C62-000-750-3609-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 3,253 sqft |
| 1st Floor Area | 2,434 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,397 sqft (0.285 acres) |
| Lot Dimensions | 149 ft deep x 80 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 313 sqft |
| Deck Area | 440 sqft |
| Patio Area | 266 sqft |
| Loading Dock | 448 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R152015 |
|---|---|
| Street Address | 10976 HARBORSIDE DR |
| City | LARGO |
| State | FL |
| Zip | 33773-4449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE PARK UNIT IV BLK 3, LOT 2 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | LAKE PARK UNIT IV |
| Legal Tract | 48199 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 25011 |
Source: Pinellas County records · APN C62-000-750-3609-5
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Feb 25, 2021 | Correction Deed SEMINOLE TITLE COMPANY |
| Dec 01, 2020 | Warranty Deed, Transfer SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO |
| Aug 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Dec 01, 2020 · Amount on Record |
| Deed Document Number | 2026129663 |
| Deed Book / Page | 23557 / 1440 |
| Prior Transfer Date | Feb 23, 2021 |
| Prior Transfer Doc | 0214062607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 13, 2026 |
| Property Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Number | 0000129663 |
| Book / Page | 23557 / 1440 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026129663 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Number | 0000129664, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 23557/1442 |
| Instrument | 2026129664 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 25, 2021 |
| Property Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Number | 0214062607 |
| Book / Page | 21406 / 2607 |
| Map Reference | MB 85 PG 98 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021062459 |
| Record Updated | Feb 01, 2022 |
| Title Company | SEMINOLE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 5255 PEACHTREE BLVD APT 313, 5255, CHAMBLEE, GA 30341-3235 |
| Name | Verified Name |
|---|---|
| Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 01, 2020 |
| Property Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Number | 0212782038 |
| Book / Page | 021278 / 002038 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 360568 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10976 HARBORSIDE DR LARGO FL 337734449, LARGO, FL 33773-4449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 10976 HARBORSIDE DR, LARGO, FL 33773-4449 |
| Document Number | 0206691917 |
| Book / Page | 020669 / 001917 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 274362 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10976 HARBORSIDE DR LARGO FL 337734449, LARGO, FL 33773-4449 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,652.00 (+6.83%) | $450,576 (+5.99%) | $671,348 (-0.25%) Land $273,945 Building $397,403 |
| 2024 | $7,163.00 (+2.7%) | ||
| 2023 | $6,975.00 (+2.41%) Homeowner's exemption | $425,124 (+3%) | $673,039 (+32.21%) Land $343,551 Building $329,488 |
| 2022 | $6,811.00 Homeowner's exemption | $412,742 | $509,081 Land $245,040 Building $264,041 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030250113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 231 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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