Pinellas County property record for 10997 109th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,274 sqft · built 1958 |
| Lot Size | 0.222 acres (9,692 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,181 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-7270-2 |
| Primary APN | C62-000-750-7270-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,274 sqft Heated Area |
| 1st Floor Area | 1,274 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,692 sqft (0.222 acres) |
| Lot Dimensions | 111 ft deep x 87 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R164574 |
|---|---|
| Old Parcel Number | 153015921420060360 |
| Street Address | 10997 109TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROPICAL GROVES UNIT 4 BLK F, LOT 36 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 15 |
| Legal Subdivision | TROPICAL GROVES UNIT 4 |
| Legal Block | F |
| Legal Lot Number | 36 |
| Legal Unit | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 25114 |
10997 109th St is owned and occupied by an individual who acquired it in September 1963.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10997 109TH ST, LARGO, FL 33778-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 1963 |
| Deed Sale | Sep 12, 1963 |
| Deed Document Number | 0001760168 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 10997 109th St was $1,181 with exemptions applied.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,181.00 Homeowner's exemption Widower's exemption | $104,687 | $269,661 Land $154,965 Building $114,696 |
| 2023 | $1,037.00 (-3.17%) Homeowner's exemption Widower's exemption | $98,774 (+3%) | $274,065 (+12.14%) Land $181,153 Building $92,912 |
| 2022 | $1,071.00 Homeowner's exemption Widower's exemption | $95,897 | $244,399 Land $173,292 Building $71,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10997 109th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1983–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10997 109th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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