Pinellas County property record for 10975 109th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,760 sqft · built 1958 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-7268-6 |
| Primary APN | C62-000-750-7268-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,760 sqft Heated Area |
| 1st Floor Area | 1,760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 111 ft deep x 65 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 218 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R164572 |
|---|---|
| Old Parcel Number | 153015921420060340 |
| Street Address | 10975 109TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROPICAL GROVES UNIT 4 BLK F, LOT 34 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 15 |
| Legal Subdivision | TROPICAL GROVES UNIT 4 |
| Legal Block | F |
| Legal Lot Number | 34 |
| Legal Unit | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 25114 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10975 109TH ST, LARGO, FL 33778-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 1991 |
| Deed Sale | Nov 10, 1991 |
| Deed Document Number | 0000775234 |
| Record Updated | Jun 8, 2026 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 (+12.51%) Homeowner's exemption | $117,889 (+5.99%) | $275,483 (+4.03%) Land $121,063 Building $154,420 |
| 2023 | $1,343.00 (+3.79%) Homeowner's exemption | $111,230 (+3%) | $264,822 (+12.05%) Land $141,188 Building $123,634 |
| 2022 | $1,294.00 Homeowner's exemption | $107,990 | $236,350 Land $139,510 Building $96,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1983–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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