10996 Charing Cross Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10996 Charing Cross Rd, Spring Valley, CA 91978 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 1979
Lot Size	0.259 acres (11,302 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2015)
Tax Bill	$6,533 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506-101-14-00`

Property Details

APN / Parcel Number

Primary APN	`506-101-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	11,302 sqft (0.259 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10996 CHARING CROSS RD
City	SPRING VALLEY
State	CA
Zip	91978-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 TR 008772
Legal Subdivision	L B NELSONS VILLAGE FOUR
Legal Tract	008772
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	13505

Owner

Source: San Diego County records · APN 506-101-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10996 CHARING CROSS RD, SPRING VALLEY, CA 91978-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2015 · Amount on Record
Deed Sale	Dec 04, 2015 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	2015623568
Prior Transfer Date	Jun 03, 2008
Prior Transfer Doc	0000319840
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10996 CHARING CROSS RD, SPRING VALLEY, CA 91978-1210
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10996 CHARING CROSS RD, SPRING VALLEY, CA 91978-1210

Mortgage

Document Number	0000206134
Date	Mar 17, 2021
Instrument	2021-0206134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$507,129 (+2%) Land $153,769 Building $353,360
2025	$6,533.00 (+3.83%) Homeowner's exemption	$497,186 (+4.04%) Land $150,754 Building $346,432
2023	$6,292.00 (+1.96%) Homeowner's exemption	$477,882 Land $144,901 Building $332,981
2022	$6,171.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 25% of California
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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