10978 Charing Cross Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10978 Charing Cross Rd, Spring Valley, CA 91978 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,824 sqft Living Area
Lot Size	12,174 sqft (0.279 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2006)
Tax Bill	$9,193.00 (2025)

Owner

Source: San Diego County records · APN 506-101-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10978 CHARING CROSS RD, SPRING VALLEY, CA 91978-1210
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2006 · Amount on Record
Deed Sale	Jan 23, 2006 · Amount on Record
Deed Doc Number	200649943
Last Transfer Date	Jan 08, 2021
Transfer Doc	0000038311
Record Refreshed	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2021
Property Address	10978 CHARING CROSS RD, SPRING VALLEY, CA 91978-1210
Document Number	0000038311
Map Reference	MAP 8772
Instrument Date	Jan 08, 2021
Instrument	2021-0038311
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10978 CHARING CROSS RD, 10978, SPRING VALLEY, CA 91978-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10978 CHARING CROSS RD, SPRING VALLEY, CA 91978-1210

Mortgage

Document Number	0000038312
Date	Jan 19, 2021
Instrument	2021-0038312

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$731,746 (+2%) Land $362,388 Building $369,358
2025	$9,193.00 (+3.25%)	$717,399 (+4.04%) Land $355,283 Building $362,116
2023	$8,904.00 (+1.83%)	$689,543 Land $341,488 Building $348,055
2022	$8,744.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 25% of California
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`506-101-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,824 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary Style
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Material	Wood Shingle Roof
Lot Area	12,174 sqft (0.279 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	10978 CHARING CROSS RD
City	SPRING VALLEY
State	CA
Zip	91978-1210
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 TR 008772
Legal Subdivision	L B NELSONS VILLAGE FOUR
Legal Tract	008772
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	2
Census Block	2006
Census Tract	13505