10993 Slate Ter, Davidson, NC 28036 Property Records

Cabarrus County property record for 10993 Slate Ter, Davidson, NC 28036 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,387 sqft · built 2013
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2020)
Tax Bill	$5,635 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03014E0005.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0005.000000`
Alternative APNs	`4672 65 1875` `137589`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,387 sqft Living Area
Gross Area	4,454 sqft
1st Floor Area	1,704 sqft
Upper Floors Area	1,683 sqft
Attic Area	668 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	143 ft deep x 46 ft wide
Garage Type	Mixed
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	896 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	233 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	137589
Street Address	10993 SLATE TER
City	DAVIDSON
State	NC
Zip	28036-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 WATERFORD ON THE ROCKY RIVER
Legal Subdivision	WATERFORD/ROCKY RIV PH 01 MAP
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1027
Census Tract	41301

Owner

Source: Cabarrus County records · APN 03014E0005.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10993 SLATE TER, DAVIDSON, NC 28036-7625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 07, 2019	Grant Deed, Mortgage · Line of Credit QUANTA FIN LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Nov 07, 2019 · Amount on Record
Deed Document Number	0014151151
Deed Book / Page	14151 / 151
Record Updated	Jun 07, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10993 SLATE TER, DAVIDSON, NC 28036-7625
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013716320
Date	Sep 13, 2019
Book Page	13716/0320

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 29, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10993 SLATE TER, DAVIDSON, NC 28036-7625
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015537123
Date	Sep 30, 2021
Book Page	15537/123

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	4.95%
Index	5-Year CMT
Margin	2
Max Rate	8.95%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 30, 2020
Property Address	10993 SLATE TER, DAVIDSON, NC 28036-7625
Document Number	0014151151
Book / Page	14151 / 151
Map Reference	MB 54 PG 27
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10993 SLATE TER # 130, 130, DAVIDSON, NC 28036-7625

Mortgage

Document Number	0014151154
Date	Apr 30, 2020
Instrument	14151/154

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 07, 2019
Property Address	10993 SLATE TER, DAVIDSON, NC 28036-7625
Document Number	1382946
Book / Page	013829 / 000046
Instrument Date	Nov 05, 2019
Instrument	31076
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$820.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1435 W MOREHEAD ST #130 CHARLOTTE NC 282085208, 130, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

Mortgage

Document Number	1382948
Date	Nov 07, 2019
Book Page	013829/000048
Instrument	31077

Lender

Name	QUANTA FIN LLC
Address	4195 E THOUSAND OAKS BLVD # 201, WESTLAKE VILLAGE, CA 91362-3865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 06, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,635.00	$411,280 Land $75,000 Building $336,280	$411,280 Land $75,000 Building $336,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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