10986 Slate Ter, Davidson, NC 28036 Property Records

Cabarrus County property record for 10986 Slate Ter, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,595 sqft · built 2013
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Oct 2013)
Tax Bill	$6,757 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03014E0008.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0008.000000`
Alternative APNs	`4672 66 3005` `139296`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,595 sqft Living Area
Gross Area	4,397 sqft
1st Floor Area	1,655 sqft
Upper Floors Area	1,940 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	141 ft deep x 81 ft wide
Garage Type	Mixed
Garage Area	454 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	139296
Street Address	10986 SLATE TER
City	DAVIDSON
State	NC
Zip	28036-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 8 WATERFORD ON ROCKY RIVER
Legal Subdivision	WATERFORD AT ROCKY RIVER
Legal Lot Number	8
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1027
Census Tract	41301

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10986 SLATE TER, DAVIDSON, NC 28036-7625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2013 · Amount on Record
Deed Sale	Oct 29, 2013 · Amount on Record
Prior Sale	Feb 7, 2012 · Amount on Record
Deed Book / Page	10751 / 145
Last Transfer Date	Jul 30, 2020
Transfer Doc	14373334
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10986 SLATE TER, DAVIDSON, NC 28036-7625
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015327216
Date	Jul 14, 2021
Book Page	15327/216

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10986 SLATE TER, DAVIDSON, NC 28036-7625
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10986 SLATE TER, DAVIDSON, NC 28036-7625

Mortgage

Document Number	0015712159
Date	Dec 10, 2021
Book Page	15712/159

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Mar 9, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 30, 2020
Property Address	10986 SLATE TER, DAVIDSON, NC 28036-7625
Document Number	14373334
Book / Page	014373 / 000334
Instrument Date	Jul 30, 2020
Instrument	24520
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10986 SLATE TER DAVIDSON NC 280367625, DAVIDSON, NC 28036-7625

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10986 SLATE TER, DAVIDSON, NC 28036-7625
Document Number	1436188
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10986 SLATE TER DAVIDSON NC 280367625, DAVIDSON, NC 28036-7625

Mortgage

Document Number	1436188
Date	Jul 27, 2020
Book Page	014361/000088
Instrument	23925

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,757.00 (+27.9%)	$595,130 (+54.33%) Land $114,000 Building $481,130
2024			$595,130 (+54.33%) Land $114,000 Building $481,130
2023	$5,283.00	$385,620 Land $75,000 Building $310,620	$385,620 Land $75,000 Building $310,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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