Orange County property record for 10992 Ledgement Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,518 sqft · built 2003 |
| Lot Size | 0.293 acres (12,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jul 2018) |
| Tax Bill | $8,041 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-28-3101-02-030 |
| Primary APN | 19-23-28-3101-02-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 4,569 sqft |
| 1st Floor Area | 3,078 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,765 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 676 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10992 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENMUIR UT 2 51/42 LOT 203 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | GLENMUIR UT 2 |
| Legal Tract | 3101 |
| Legal Block | 2 |
| Legal Lot Number | 203 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17115 |
Source: Orange County records · APN 19-23-28-3101-02-030
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10992 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 11, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jul 30, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Jun 12, 2012 · Amount on Record |
| Deed Document Number | 2018446864 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10992 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10992 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Document Number | 20210240810 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 20210240810 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10992 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Document Number | 0000378162 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10992 LEDGEMENT LN WINDERMERE FL 347866422, WINDERMERE, FL 34786-6422 |
| Document Number | 0000378162 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 378162 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 10992 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Document Number | 0000446864 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 446864 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10992 LEDGEMENT LN WINDERMERE FL 347866422, WINDERMERE, FL 34786-6422 |
| Document Number | 446865 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 446865 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,665 (+2.7%) | $859,910 (-1.36%) Land $175,000 Building $684,910 | |
| 2025 | $8,041.00 (+4.17%) Homeowner's exemption | $511,845 (+5.99%) | $871,780 (+22.29%) Land $175,000 Building $696,780 |
| 2024 | $7,719.00 (+7.28%) | ||
| 2023 | $7,195.00 (+3.36%) Homeowner's exemption | $482,932 (+3%) | $712,852 (+15.12%) Land $95,000 Building $617,852 |
| 2022 | $6,961.00 Homeowner's exemption | $468,866 | $619,236 Land $95,000 Building $524,236 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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