Orange County property record for 10986 Ledgement Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,024 sqft · built 2003 |
| Lot Size | 0.293 acres (12,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $960,000 (Jun 2025) |
| Tax Bill | $5,927 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-28-3101-02-040 |
| Primary APN | 19-23-28-3101-02-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 3,997 sqft |
| 1st Floor Area | 3,024 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,765 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10986 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENMUIR UT 2 51/42 LOT 204 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | GLENMUIR UT 2 |
| Legal Tract | 3101 |
| Legal Block | 2 |
| Legal Lot Number | 204 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17115 |
Source: Orange County records · APN 19-23-28-3101-02-040
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8929 LEELAND ARCHER BLVD, ORLANDO, FL 32836-8837 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | Jul 01, 2003 · Amount on Record |
| Deed Document Number | 2025321024 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10986 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 10986 LEDGEMENT LN, WINDERMERE, FL 34786-6422 |
| Document Number | 0000003388 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 20220003388 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,820 (+96.84%) Land $175,000 Building $568,820 | $743,820 (-1.33%) Land $175,000 Building $568,820 | |
| 2025 | $5,927.00 (+4.62%) Homeowner's exemption | $377,889 (+5.99%) | $753,830 (+23.87%) Land $175,000 Building $578,830 |
| 2024 | $5,665.00 (+7.25%) | ||
| 2023 | $5,282.00 (+3.55%) Homeowner's exemption | $356,543 (+3%) | $608,576 (+14.6%) Land $95,000 Building $513,576 |
| 2022 | $5,101.00 Homeowner's exemption | $346,158 | $531,063 Land $95,000 Building $436,063 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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