10990 Windcrest St, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10990 Windcrest St, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2006
Lot Size	0.169 acres (7,346 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2026)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`3132-421-14-0000`

Property Details

APN / Parcel Number

Primary APN	`3132-421-14-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,492 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,346 sqft (0.169 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10990 WINDCREST ST
City	ADELANTO
State	CA
Zip	92301-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16917 LOT 38 BOOK 316 PAGE 10
Legal Subdivision	TRACT NO. 16917
Legal Tract	16917
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2009
Census Tract	9130

Owner

10990 Windcrest St is owned and occupied by two individuals who bought it in January 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 26, 2026	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
Jan 26, 2026	Grant Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Nov 26, 2013 · Amount on File
Deed Document Number	202618495
Prior Transfer Date	Sep 10, 2013
Prior Transfer Doc	0000403960
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130906
Date	Apr 7, 2022
Instrument	2022-0130906

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 26, 2026
Property Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175
Document Number	0000018494
Map Reference	MB 316 PG 10-14
Instrument Date	Jan 23, 2026
Instrument	2026-0018494
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 26, 2026
Property Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175
Document Number	0000018495
Map Reference	MB 316 PG 10-14
Instrument Date	Jan 23, 2026
Instrument	2026-0018495
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10990 WINDCREST ST, ADELANTO, CA 92301-6175

Mortgage

Document Number	0000018496
Date	Jan 26, 2026
Instrument	2026-0018496

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 10990 Windcrest St was $3,015.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$181,307 (+2%) Land $25,008 Building $156,299
2025	$3,015.00 Homeowner's exemption	$177,752 Land $24,518 Building $153,234
2023	$2,822.00 (+5.85%) Homeowner's exemption	$170,849 Land $23,566 Building $147,283
2022	$2,666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10990 Windcrest St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10990 Windcrest St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
WISPRENN Fixed Wireless	75 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Frontier, GeoLinks, Spectrum.

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