10970 Windcrest St, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10970 Windcrest St, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,356 sqft · built 2021
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on File
Last Sale	$469,500 (Apr 2022)
Tax Bill	$6,994 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Construction Loan + 2 more
Flood Zone	Zone D (undetermined)
APN	`3132-421-12-0000`

Property Details

APN / Parcel Number

Primary APN	`3132-421-12-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	997 sqft
2nd Floor Area	1,359 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,245 sqft (0.166 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10970 WINDCREST ST
City	ADELANTO
State	CA
Zip	92301-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16917 LOT 36 BOOK 316 PAGE 10
Legal Subdivision	TRACT NO 16917
Legal Tract	16917
Legal Block	2
Legal Lot Number	36
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2009
Census Tract	9130

Owner

10970 Windcrest St is owned and occupied by two individuals who bought it in April 2022.

Source: San Bernardino County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 20, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Apr 15, 2022	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jun 24, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	Jun 24, 2021 · Amount on File
Deed Document Number	2022141223
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 21, 2026
Property Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175
Document Number	0000188042
Instrument Date	Jul 2, 2026
Instrument	2026188042
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175

Mortgage

Document Number	0000188042,
Date	Jul 21, 2026
Instrument	2026188042

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	May 1, 2052

Interest

Rate	6.48%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 E CONVENTION CENTER WAY 222, 222, ONTARIO, CA 91764-5496

Mortgage

Document Number	0000476168
Date	Oct 20, 2021
Instrument	2021-0476168

Lender

Name	UMPQUA BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 15, 2022
Property Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175
Document Number	0000141223
Map Reference	MB 316 PG 10-14
Instrument Date	Apr 4, 2022
Instrument	2022-0141223
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175

Mortgage

Document Number	0000141225
Date	Apr 15, 2022
Instrument	2022-0141225

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 24, 2021
Property Address	10970 WINDCREST ST, ADELANTO, CA 92301-6175
Document Number	0000286308
Map Reference	MB 316 PG 10-14
Instrument Date	Jun 23, 2021
Instrument	2021-0286308
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 E CONVENTION CENTER WAY STE 222, 222, ONTARIO, CA 91764-5496
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10970 Windcrest St was $6,994 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,971 (+2%) Land $101,749 Building $406,222
2025	$6,994.00	$498,011 Land $99,754 Building $398,257
2023	$6,563.00 (+78.49%)	$478,672 Land $95,880 Building $382,792
2022	$3,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10970 Windcrest St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10970 Windcrest St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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