Hamilton County property record for 10990 Springmill Rd, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 9 ba · 11,664 sqft · built 2019 |
| Lot Size | 8.47 acres (369,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jul 2016) |
| Tax Bill | $37,658 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-03-000-010.000-018 |
| Primary APN | 29-13-03-000-010.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 34 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 11,664 sqft Living Area |
| 1st Floor Area | 5,161 sqft |
| 2nd Floor Area | 3,193 sqft |
| Basement Area | 3,310 sqft |
| Finished Basement | 3,310 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 369,389 sqft (8.47 acres) |
| Garage Type | Mixed |
| Garage Area | 1,730 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1713030000010000 |
|---|---|
| Old Parcel Number | 291303000010000034 |
| Street Address | 10990 SPRINGMILL RD |
| City | CARMEL |
| State | IN |
| Zip | 46032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 8.48, SECTION 3, TOWNSHIP 17, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 03 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11000 SPRINGMILL RD, CARMEL, IN 46032-8807 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Line of Credit TEACHERS CU |
| Jul 15, 2019 | Deed of Trust, Construction Loan · Construction Mortgage CENTIER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2016 · Amount on Record |
| Deed Sale | Jul 21, 2016 · Amount on Record |
| Deed Document Number | 2016035397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10990 SPRINGMILL RD, CARMEL, IN 46032-8805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010749 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023010749 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 15, 2019 |
| Property Address | 11000 SPRINGMILL RD, CARMEL, IN 46032-8807 |
| Document Number | 0000030797 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 30797 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11000 SPRING MILL RD CARMEL IN 460328807, CARMEL, IN 46032-8807 |
| Document Number | 0000030797 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 30797 |
| Name | CENTIER BK |
|---|---|
| Type | Bank |
| Address | 600 E 84TH AVE, MERRILLVILLE, IN 46410-6366 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Jul 14, 2051 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,009,900 (+5.25%) Land $773,600 Building $2,236,300 | $3,009,900 (+5.25%) Land $773,600 Building $2,236,300 | |
| 2024 | $37,658.00 (+0.19%) | $2,859,700 (-) Land $773,600 Building $2,086,100 | $2,859,700 (-) Land $773,600 Building $2,086,100 |
| 2023 | $37,585.00 (+3.51%) Homeowner's exemption | $2,859,700 (+7.29%) Land $773,600 Building $2,086,100 | $2,859,700 (+7.29%) Land $773,600 Building $2,086,100 |
| 2022 | $36,309.00 | $2,665,300 Land $768,500 Building $1,896,800 | $2,665,300 Land $768,500 Building $1,896,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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