10960 Springmill Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 10960 Springmill Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 6,376 sqft · built 2017
Lot Size2.63 acres (114,563 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jan 2016)
Tax Bill$17,543 (2024)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-03-000-010.005-018

Property Details

APN / Parcel Number

Primary APN29-13-03-000-010.005-018
Alternative APNs
  • 291303000010005034
  • 1713030000010005

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area6,376 sqft Living Area
1st Floor Area3,700 sqft
Basement Area3,700 sqft
Finished Basement2,676 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Roof MaterialAsphalt
Lot Area114,563 sqft (2.63 acres)
Garage TypeAttached
Garage Area1,164 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713030000010005
Old Parcel Number291303000010005034
Street Address10960 SPRINGMILL RD
CityCARMEL
StateIN
Zip46032-8805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 2.63, SECTION 3, TOWNSHIP 17, RANGE 3
Legal Range03
Legal Township17
Legal Section03
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2004
Census Tract111009

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10960 SPRINGMILL RD, CARMEL, IN 46032-8805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2016 · Amount on Record
Deed SaleJan 20, 2016 · Amount on Record
Prior SaleNov 20, 2014
Deed Document Number2016002393
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10960 SPRINGMILL RD, CARMEL, IN 46032-8805
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039060
DateAug 11, 2017
Instrument2017039060
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressNOBLESVILLE, IN 46061
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,488,800 (+5.1%) Land $388,600 Building $1,100,200$1,488,800 (+5.1%) Land $388,600 Building $1,100,200
2024$17,543.00 (-0.35%)$1,416,500 (-0.76%) Land $388,600 Building $1,027,900$1,416,500 (-0.76%) Land $388,600 Building $1,027,900
2023$17,605.00 (+10.87%) Homeowner's exemption$1,427,300 (+13.72%) Land $388,600 Building $1,038,700$1,427,300 (+13.72%) Land $388,600 Building $1,038,700
2022$15,879.00 Homeowner's exemption$1,255,100 Land $396,700 Building $858,400$1,255,100 Land $396,700 Building $858,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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