10990 S Bell Ranch Rd, Willcox, AZ 85643 Property Records

Cochise County property record for 10990 S Bell Ranch Rd, Willcox, AZ 85643

Property Summary

Property Type	Farm - Crops
Details	1,680 sqft · built 1991
Lot Size	300 acres (13,068,000 sqft)
Owner	2 Company Names on File
Tax Bill	$2,383 (2025)
Deeds & Mortgages	May 2021 Construction Loan Aug 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`401-01-015F`

Property Details

APN / Parcel Number

Primary APN	`401-01-015F`
Alternative APN	`401-01-015F7`

Interior

Stories	2 Stories
Building Area	1,680 sqft Base Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1991
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Material	Composition Shingle
Lot Area	13,068,000 sqft (300 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	401-01-015F7
Street Address	10990 S BELL RANCH RD
City	WILLCOX
State	AZ
Zip	85643-4548
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Legal Description	S2 OF SEC 11 EXC TH S660' OF THE E1320' SEC 11-17-26 300AC A FFIXED/1995 - 1991 CRESTPOINTE 28X64 SERIAL #13511395A&B
Legal Range	26
Legal Township	17
Legal Section	11
Jurisdiction	COCHISE AZ
Township / Civil Division	WILLCOX
Census Block Group	1
Census Block	1159
Census Tract	203

Owner

10990 S Bell Ranch Rd, an agricultural property, is owned by a company that acquired it in March 2017.

Source: Cochise County records, as of March 2, 2026

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	26406 470TH AVE, MORRIS, MN 56267-5370
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage PRUDENTIAL INSURANCE OF AMERICA
Aug 10, 2020	Loan Modification, Mortgage MISCELLANEOUS INS CO
Jan 2, 2019	Loan Modification, Mortgage MISCELLANEOUS INS CO
Dec 31, 2018	Loan Modification, Mortgage MISCELLANEOUS INS CO
Jan 8, 2018	Grant Deed, Mortgage MISCELLANEOUS INS CO
Jun 26, 2017	Grant Deed, Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2017
Deed Sale	Mar 22, 2017
Deed Document Number	2017-05702
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	10990 S BELL RANCH RD, WILLCOX, AZ 85643-4548
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012220
Date	May 5, 2021
Instrument	2021-12220

Lender

Name	PRUDENTIAL INSURANCE OF AMERICA
Type	Insurance Company
Address	DALLAS, TX 75201

Agreement

Type	Construction Mortgage

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCHISE AZ
Property Address	10990 S BELL RANCH RD, WILLCOX, AZ 85643-4548
Document Number	0000016999
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	10990 S BELL RANCH RD WILLCOX AZ 856434548, WILLCOX, AZ 85643-4548

Mortgage

Document Number	0000016999
Date	Aug 14, 2020
Instrument	16999

Lender

Name	MISCELLANEOUS INS CO
Address	801 WARRENVILLE RD # 150, LISLE, IL 60532-4328

Agreement

Amount	Amount on Record

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCHISE AZ
Recording Date	Jan 2, 2019
Property Address	10990 S BELL RANCH RD, WILLCOX, AZ 85643-4548
Instrument Date	Dec 26, 2018
Instrument	28
Transaction Type	Mortgage
Record Updated	Jan 18, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	0000000028
Date	Jan 2, 2019
Instrument	28

Lender

Name	MISCELLANEOUS INS CO
Address	801 WARRENVILLE RD # 150, LISLE, IL 60532-4328

Agreement

Amount	Amount on Record

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCHISE AZ
Recording Date	Dec 31, 2018
Property Address	10990 S BELL RANCH RD, WILLCOX, AZ 85643-4548
Instrument Date	Dec 26, 2018
Instrument	24177
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024177
Date	Dec 31, 2018
Instrument	24177

Lender

Name	MISCELLANEOUS INS CO
Address	801 WARRENVILLE RD # 150, LISLE, IL 60532-4328

Agreement

Amount	Amount on Record

January 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COCHISE AZ
Recording Date	Jan 8, 2018
Property Address	10990 S BELL RANCH RD, WILLCOX, AZ 85643-4548
Instrument Date	Jan 3, 2018
Instrument	514
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	0000000514
Date	Jan 8, 2018
Instrument	514

Lender

Name	MISCELLANEOUS INS CO
Address	801 WARRENVILLE RD # 150, LISLE, IL 60532-4328

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 7, 2038

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COCHISE AZ
Recording Date	Jun 26, 2017
Property Address	10990 S BELL RANCH RD, WILLCOX, AZ 85643-4548
Instrument Date	Jun 19, 2017
Instrument	12575
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012575
Date	Jun 26, 2017
Instrument	12575

Lender

Name	MISCELLANEOUS INS CO
Address	801 WARRENVILLE RD # 150, LISLE, IL 60532-4328

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10990 S Bell Ranch Rd was $2,383.

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Unified School District	Willcox Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,242 Land $83,873 Building $11,369	$634,942 Land $559,150 Building $75,792
2025	$2,383.00
2024		$72,505 Land $62,002 Building $10,503	$483,363 Land $413,346 Building $70,017
2023	$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10990 S Bell Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10990 S Bell Ranch Rd is high, ranking above 75% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100

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