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10990 Lydia Estates Dr E, Jacksonville, FL 32218 Property Records

Duval County property record for 10990 Lydia Estates Dr E, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,311 sqft · built 2001
Lot Size0.258 acres (11,217 sqft)
Owner2 Individual Names on Record
Last Sale$148,700 (Mar 2001)
Tax Bill$2,396 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN020170-2055

Property Details

APN / Parcel Number

Primary APN020170-2055

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,311 sqft Living Area
Gross Area2,889 sqft
1st Floor Area1,969 sqft
Upper Floors Area342 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,217 sqft (0.258 acres)
Lot Dimensions131 ft deep x 85 ft wide
View / LotPond
Garage TypeAttached
Garage Area524 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10990 LYDIA ESTATES DR E
CityJACKSONVILLE
StateFL
Zip32218-6940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51-43 09-1S-26E LYDIA ESTATES UNIT 1 LOT 86
Legal Range26E
Legal Township01S
Legal Section09
Legal SubdivisionLYDIA ESTATES
Legal Lot Number86
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1014
Census Tract10503

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10990 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2001 · Amount on Record
Deed SaleMar 1, 2001 · Amount on Record
Deed Document Number200148155
Deed Book / Page9900 / 76
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10990 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6940
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186871245
DateFeb 11, 2019
Book Page18687/1245
Instrument2019033232
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMar 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,209 (+2.7%)$276,616 (+2.45%) Land $53,492 Building $223,124
2025$2,396.00 (+10.57%) Homeowner's exemption$155,998 (+5.99%)$269,997 (+0.3%) Land $52,000 Building $217,997
2024$2,167.00 (+3.24%)
2023$2,099.00 (+9.72%) Homeowner's exemption$147,187 (+3%)$269,201 (+3.94%) Land $50,000 Building $219,201
2022$1,913.00 Homeowner's exemption$142,900$259,003 Land $50,000 Building $209,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications.

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