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10975 Lydia Estates Dr E, Jacksonville, FL 32218 Property Records

Duval County property record for 10975 Lydia Estates Dr E, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,865 sqft · built 1998
Lot Size0.446 acres (19,439 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Jul 2005)
Tax Bill$2,153 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN020170-1925

Property Details

APN / Parcel Number

Primary APN020170-1925

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,865 sqft Living Area
Gross Area2,755 sqft
1st Floor Area1,865 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,439 sqft (0.446 acres)
Lot Dimensions186 ft deep x 100 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area470 sqft
Patio Area140 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10975 LYDIA ESTATES DR E
CityJACKSONVILLE
StateFL
Zip32218-6941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51-43 09-1S-26E LYDIA ESTATES UNIT 1 LOT 60
Legal Range26E
Legal Township01S
Legal Section09
Legal SubdivisionLYDIA ESTATES
Legal Lot Number60
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1000
Census Tract10503

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10975 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Deed of Trust, Mortgage · Line of Credit
121 FINANCIAL CU
Jul 22, 2021Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2005 · Amount on File
Deed SaleJul 12, 2005 · Amount on File
Prior SaleJun 10, 1998 · Amount on File
Deed Document Number2005251728
Deed Book / Page12604 / 1493
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10975 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6941
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10975 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6941

Mortgage

Document Number0206820986
DateMay 17, 2023
Book Page20682/986
Instrument2023100456
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 22, 2021
Property Address10975 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6941
Document Number0198282097
Book / Page19828 / 2097
Map ReferenceMB 55 PG 16&16A-16E
Instrument DateJul 5, 2021
Instrument2021188937
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
Tax$1,661.80
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10975 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6941

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,894 (+2.7%)$238,005 (+2.22%) Land $59,273 Building $178,732
2025$2,153.00 (+11.61%) Homeowner's exemption$141,085 (+5.99%)$232,832 (-0.15%) Land $52,000 Building $180,832
2024$1,929.00 (+3.27%)
2023$1,868.00 (+9.82%) Homeowner's exemption$133,116 (+3%)$233,180 (+3.81%) Land $50,000 Building $183,180
2022$1,701.00 Homeowner's exemption$129,239$224,612 Land $50,000 Building $174,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications.

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