1099 Wakefield Dr, Elgin, IL 60120 Property Records

Cook County property record for 1099 Wakefield Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,604 sqft · built 1994
Lot Size0.275 acres (11,987 sqft)
OwnerIndividual Name on Record
Last Sale$220,500 (Jul 1995)
Tax Bill$8,357 (2023)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-219-001

Property Details

APN / Parcel Number

Primary APN06-07-219-001
Alternative APN
  • 06-07-219-001-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,604 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,987 sqft (0.275 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1099 WAKEFIELD DR
CityELGIN
StateIL
Zip60120-4947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART E2 S07 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionCOBBLERS CROSSING UNIT 04
Legal Lot Number15
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4006
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1099 WAKEFIELD DR, ELGIN, IL 60120-4947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 1995 · Amount on Record
Deed SaleJul 7, 1995 · Amount on Record
Deed Document Number1995912
Last Transfer DateMar 3, 2000
Transfer Doc0000000288
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateMay 5, 2026
Property Address1099 WAKEFIELD DR, ELGIN, IL 60120-4947
Document Number0000002153
Instrument DateApr 27, 2026
Instrument20262153
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1099 WAKEFIELD DR, ELGIN, IL 60120-4947

Mortgage

Document Number0000002153,
DateMay 5, 2026
Instrument20262153
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,000 (+25.72%) Land $9,590 Building $34,410$440,000 (+25.72%) Land $95,900 Building $344,100
2023$8,357.00 (+3.58%)
2022$8,068.00 Homeowner's exemption Senior Citizen's exemption$34,999 Land $8,390 Building $26,609$349,990 Land $83,900 Building $266,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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