1092 Wakefield Dr, Elgin, IL 60120 Property Records

Cook County property record for 1092 Wakefield Dr, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,148 sqft · built 1994
Lot Size0.191 acres (8,325 sqft)
Owner2 Company Names on File
Tax Bill$7,117 (2023)
Deeds & MortgagesOct 2025 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-210-026

Property Details

APN / Parcel Number

Primary APN06-07-210-026
Alternative APN
  • 06-07-210-026-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,148 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,325 sqft (0.191 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1092 WAKEFIELD DR
CityELGIN
StateIL
Zip60120-4946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART E2 S07 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionCOBBLERS CROSSING UNIT 14
Legal Lot Number13
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4007
Census Tract804403

Owner

Source: Cook County records · APN 06-07-210-026

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1092 WAKEFIELD DR, ELGIN, IL 60120-4946
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer
ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Oct 16, 2020Quit Claim Deed, Transfer
DRAPER & KRAMER MTG
Apr 10, 2019Quit Claim Deed, Mortgage · FHA Mortgage
DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2019
Deed SaleApr 10, 2019
Prior SaleOct 20, 2015 · Amount on Record
Deed Document Number201949102
Last Transfer DateSep 24, 2025
Transfer Doc0000020207
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateOct 15, 2025
Property Address1092 WAKEFIELD DR, ELGIN, IL 60120-4946
Document Number0028820207
Map ReferenceDOC 93793792
Instrument DateSep 24, 2025
Instrument2528820207
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1092 WAKEFIELD DR, ELGIN, IL 60120-4946

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1092 WAKEFIELD DR, ELGIN, IL 60120-4946

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateOct 16, 2020
Property Address1092 WAKEFIELD DR, ELGIN, IL 60120-4946
Document Number2029039012
Instrument DateOct 16, 2020
Instrument29039012
Transaction TypeTransfer
Record UpdatedNov 03, 2020
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1092 WAKEFIELD DR ELGIN IL 601204946, ELGIN, IL 60120-4946

Mortgage

Document Number2029039013
DateOct 16, 2020
Instrument29039013
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
AmountAmount Recorded
Term180 Months
DueOct 15, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

April 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateApr 10, 2019
Property Address1092 WAKEFIELD DR, ELGIN, IL 60120-4946
Document Number1910049102
Instrument DateFeb 15, 2019
Instrument10049102
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1092 WAKEFIELD DR ELGIN IL 601204946, ELGIN, IL 60120-4946

Mortgage

Document Number1910049103
DateApr 10, 2019
Instrument10049103
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueApr 09, 2034
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$41,000 (+33.59%) Land $6,660 Building $34,340$410,000 (+33.59%) Land $66,600 Building $343,400
2023$7,117.00 (-6.7%) Homeowner's exemption$30,692 (-) Land $5,827 Building $24,865$306,920 (-) Land $58,270 Building $248,650
2022$7,628.00 Homeowner's exemption$30,692 Land $5,827 Building $24,865$306,920 Land $58,270 Building $248,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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