1099 Madison 281, Fredericktown, MO 63645 Property Records

Madison County property record for 1099 Madison 281, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,829 sqft · built 2015
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$339,881 (Aug 2021)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1.1-02-000-000-017.010`

Property Details

APN / Parcel Number

Primary APN	`07-1.1-02-000-000-017.010`
Alternative APN	`29002`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1099 MADISON 281
City	FREDERICKTOWN
State	MO
Zip	63645-8571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 CEDAR RIDGE ESTATES PT SE FRC
Legal Range	07
Legal Township	33
Legal Section	02
Legal Subdivision	CEDAR RIDGE ESTATES
Legal Lot Number	9
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3021
Census Tract	960100

Owner

1099 Madison 281 is owned and occupied by two individuals who bought it in August 2021.

Source: Madison County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1099 MADISON 281, FREDERICKTOWN, MO 63645-8571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Aug 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	May 26, 2021
Deed Document Number	20211509
Deed Book / Page	532 / 703
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1099 MADISON 281, FREDERICKTOWN, MO 63645-8571
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000529/829
Date	May 26, 2021
Book Page	529/829
Instrument	2021001000

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1099 MADISON 281, FREDERICKTOWN, MO 63645-8571
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000529/871
Date	May 26, 2021
Book Page	529/871
Instrument	2021001004

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Aug 17, 2021
Property Address	1099 MADISON 281, FREDERICKTOWN, MO 63645-8571
Document Number	000532/703
Book / Page	532 / 703
Instrument Date	Jun 16, 2021
Instrument	2021001509
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 MADISON 281, FREDERICKTOWN, MO 63645-8571

Mortgage

Document Number	000532/706
Date	Aug 17, 2021
Book Page	532/706
Instrument	2021001510

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1099 Madison 281 was $2,347.

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00	$41,080	$216,470 Land $8,260 Building $208,210
2023		$41,080	$216,470 Land $8,260 Building $208,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1099 Madison 281 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1099 Madison 281 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T.

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