1074 Madison 281, Fredericktown, MO 63645 Property Records

Madison County property record for 1074 Madison 281, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,740 sqft · built 2019
Lot Size	5.84 acres (254,826 sqft)
Owner	Individual Name on File
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1.1-02-000-000-017.012`

Property Details

APN / Parcel Number

Primary APN	`07-1.1-02-000-000-017.012`
Alternative APN	`29521`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	254,826 sqft (5.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1074 MADISON 281
City	FREDERICKTOWN
State	MO
Zip	63645-8571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5; CEDAR RIDGE ESTATES
Legal Subdivision	CEDAR RIDGE ESTATES
Legal Lot Number	5
Jurisdiction	MADISON MO
Township / Civil Division	MINE LA MOTTE
Census Block Group	2
Census Block	2000
Census Tract	960201

Owner

1074 Madison 281 is owned and occupied by an individual who acquired it in March 2024.

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1074 MADISON 281, FREDERICKTOWN, MO 63645-8571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO LLC
Sep 3, 2020	Warranty Deed, Transfer
Jun 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024
Deed Sale	Mar 14, 2024
Prior Sale	Sep 3, 2020
Deed Document Number	0000056320
Deed Book / Page	563 / 20
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1074 MADISON 281, FREDERICKTOWN, MO 63645-8571
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563/23
Date	Mar 14, 2024
Book Page	563/23

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Sep 3, 2020
Property Address	1074 MADISON 281, FREDERICKTOWN, MO 63645-8571
Document Number	000519/613
Book / Page	519 / 613
Instrument Date	Aug 28, 2020
Instrument	2020001411
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 MADISON 281, FREDERICKTOWN, MO 63645-8571

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jun 8, 2020
Property Address	1074 MADISON 281, FREDERICKTOWN, MO 63645-8571
Document Number	000516/671
Book / Page	516 / 671
Instrument Date	Jun 8, 2020
Instrument	2020000860
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 MADISON 281, FREDERICKTOWN, MO 63645-8571

Tax Assessment & Valuation

The 2025 property tax bill for 1074 Madison 281 was $2,182.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00	$38,190	$210,590 Land $15,100 Building $195,490
2023		$38,190	$210,590 Land $15,100 Building $195,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1074 Madison 281 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1074 Madison 281 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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