1099 Island Pl E, Memphis, TN 38103 Property Records

Shelby County property record for 1099 Island Pl E, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,353 sqft · built 1998
Lot Size	0.131 acres (5,686 sqft)
Owner	2 Individual Names on File
Last Sale	$259,432 (May 2020)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-9077-C0-0026`

Property Details

APN / Parcel Number

Primary APN	`06-9077-C0-0026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,353 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,686 sqft (0.131 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1099 ISLAND PL E
City	MEMPHIS
State	TN
Zip	38103-8875
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	EMP
Legal Description	WS ISLAND PLACE E SEE MAP 74 INSERT 1
Legal Subdivision	ISLAND CREST PD PH 3 (HARBOR VIEW)
Legal Lot Number	115
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

1099 Island Pl E, a planned unit development, is owned and occupied by two individuals who bought it in May 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1099 ISLAND PL E, MEMPHIS, TN 38103-8875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 4, 2020	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Aug 20, 2007 · Amount on File
Deed Document Number	202045038
Prior Transfer Date	Jan 18, 2011
Prior Transfer Doc	0000016036
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1099 ISLAND PL E, MEMPHIS, TN 38103-8875
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 ISLAND PL E, MEMPHIS, TN 38103-8875

Mortgage

Document Number	0022118397
Date	Oct 25, 2022
Instrument	22118397

Lender

Name	COGENT BANK
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Aug 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 4, 2020
Property Address	1099 ISLAND PL E, MEMPHIS, TN 38103-8875
Document Number	0000045038
Instrument Date	Mar 1, 2020
Instrument	45038
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 ISLAND PL E MEMPHIS TN 381038875, MEMPHIS, TN 38103-8875

Mortgage

Document Number	45039
Date	May 4, 2020
Instrument	45039

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1099 Island Pl E was $2,128.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00	$79,125 Land $16,525 Building $62,600	$316,500 Land $66,100 Building $250,400
2023		$64,050 Land $12,600 Building $51,450
2022	$3,901.00
2021			$256,200 Land $50,400 Building $205,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1099 Island Pl E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1099 Island Pl E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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