1095 Island Pl E, Memphis, TN 38103 Property Records

Shelby County property record for 1095 Island Pl E, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,369 sqft · built 1998
Lot Size	0.093 acres (4,061 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2021)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-9077-C0-0025`

Property Details

APN / Parcel Number

Primary APN	`06-9077-C0-0025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	1,749 sqft
1st Floor Area	1,369 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,061 sqft (0.093 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1095 ISLAND PL E
City	MEMPHIS
State	TN
Zip	38103-8875
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	EMP
Legal Description	WS ISLAND PLACE E SEE MAP 74 INSERT 1
Legal Subdivision	ISLAND CREST PD PH 3 (HARBOR VIEW)
Legal Lot Number	114
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

1095 Island Pl E, a planned unit development, is owned and occupied by an individual who bought it in September 2021.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1095 ISLAND PL E, MEMPHIS, TN 38103-8875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Sep 2, 2021 · Amount on File
Deed Document Number	20219109373
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 2, 2021
Property Address	1095 ISLAND PL E, MEMPHIS, TN 38103-8875
Document Number	0009109373
Map Reference	MB 167 PG 55
Instrument Date	Aug 26, 2021
Instrument	9109373
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 ISLAND PL E, MEMPHIS, TN 38103-8875

Mortgage

Document Number	0021109374
Date	Sep 2, 2021
Instrument	21109374

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 20, 2017
Property Address	1095 ISLAND PL E, MEMPHIS, TN 38103-8875
Document Number	0000073570
Instrument Date	Jul 11, 2017
Instrument	73570
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$819.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 LAKE FOREST DR HIXSON TN 373434633, HIXSON, TN 37343-4633

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Island Pl E was $2,453.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00	$91,200 Land $14,100 Building $77,100	$364,800 Land $56,400 Building $308,400
2023		$63,475 Land $11,850 Building $51,625
2022	$3,866.00
2021			$253,900 Land $47,400 Building $206,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1095 Island Pl E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Island Pl E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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