10987 Moate Rd, Durand, IL 61024 Property Records

Winnebago County property record for 10987 Moate Rd, Durand, IL 61024

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	12.5 acres (548,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2020)
Tax Bill	$7,356 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-19-200-023`

Property Details

APN / Parcel Number

Primary APN	`06-19-200-023`
Alternative APN	`619200023`

Exterior

Lot Area	548,420 sqft

Location & Zoning

Street Address	10987 MOATE RD
City	DURAND
State	IL
Zip	61024-9625
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	BEG PT 289.13 FT N OF SW COR NE1/4 N40 FT E 1320 FT S 659.2 FT W 660 FT N330 FT W TO A PT 363.09 FT E OF SW CORSAID 1/4 SEC N 289.15 FT TH W 363.01
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3043
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10987 MOATE RD, DURAND, IL 61024-9625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Conventional with PMI BYRON BK
Aug 4, 2020	Quit Claim Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	202021747
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	0000021746
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 4, 2020
Property Address	10987 MOATE RD, DURAND, IL 61024-9625
Document Number	0001021747
Instrument Date	Jul 31, 2020
Instrument	1021747
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6280 WHITE BUCK TRL ROCKFORD IL 611025335, ROCKFORD, IL 61102-5335

Mortgage

Document Number	1021748
Date	Aug 4, 2020
Instrument	1021748

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Interest

Rate	3.13%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 4, 2020
Property Address	10987 MOATE RD, DURAND, IL 61024-9625
Document Number	0001021746
Instrument Date	Feb 23, 2018
Instrument	1021746
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10987 MOATE RD DURAND IL 610249625, DURAND, IL 61024-9625

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harrison Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,356.00	$111,369 (+40.46%) Land $16,692 Building $94,677	$334,107 (+40.46%) Land $50,076 Building $284,031
2022	Homeowner's exemption	$79,291 Land $11,895 Building $67,396	$237,873 Land $35,685 Building $202,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AaroBand, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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