Winnebago County property record for 10983 Moate Rd, Durand, IL 61024 · Last verified June 2026
| Property Type | Rural Home |
|---|---|
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Jul 2023) |
| Tax Bill | $5,160 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-200-022 |
| Primary APN | 06-19-200-022 |
|---|
| Lot Area | 106,286 sqft (2.44 acres) |
|---|
| Street Address | 10983 MOATE RD |
|---|---|
| City | DURAND |
| State | IL |
| Zip | 61024-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BEG SW COR NE1/4 N 289.13 FT E 363.01FT S 289.15 FT TH W 363.09 FT TO POB PT NE1/4 SEC 19-28-11 2.44A(C) |
| Legal Range | 11 |
| Legal Township | 28 |
| Legal Section | 19 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 4100 |
Source: Winnebago County records · APN 06-19-200-022
Assessment roll updated July 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BK&TR NA |
| Jul 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Aug 08, 2017 | Warranty Deed, Transfer · Conventional with PMI PLAZA HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2023 · Amount on Record |
| Deed Sale | Jul 03, 2023 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 202314678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 09, 2026 |
| Property Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0000008606 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20268606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0000008606, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 20268606 |
| Name | FIRST MID BK&TR NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 03, 2023 |
| Property Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0000014678 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2314678 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0000014679 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | 2314679 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.1% |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 24, 2021 |
| Property Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0000042418 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2142418 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0000042419 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2142419 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 08, 2017 |
| Property Address | 10983 MOATE RD, DURAND, IL 61024-9625 |
| Document Number | 0001024173 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 1024173 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4181 TULLOCKS WOOD TRL ROCKFORD IL 611016140, ROCKFORD, IL 61101-6140 |
| Document Number | 1024174 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 1024174 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2047 |
| Rate | 4.5% |
|---|
Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harrison Township |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,160.00 | $87,783 (+54.23%) Land $14,758 Building $73,025 | $263,349 (+54.23%) Land $44,274 Building $219,075 |
| 2022 | Homeowner's exemption | $56,917 Land $11,888 Building $45,029 | $170,751 Land $35,664 Building $135,087 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010041003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 115 / 7 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: JAB Wireless, AaroBand. Availability varies by address; speeds are provider-advertised maximums, not measured.
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