Kalamazoo County property record for 10985 E Cd Ave, Richland, MI 49083 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,626 sqft |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Apr 2026) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Jan 2005 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-276-076 |
| Primary APN | 03-13-276-076 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Basement Area | 182 sqft |
| Unfinished Basement | 182 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10985 E CD AVE |
|---|---|
| City | RICHLAND |
| State | MI |
| Zip | 49083-9336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 13-1-10 COM E1/4 POST TH N ON E LI 148.14FT TO CTR LI CD AVE & PL BEG TH N 39DEG05MIN W ALG SD CTR LI 320.33FT TH N 50DEG |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 13 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2701 |
Source: Kalamazoo County records · APN 03-13-276-076
Assessment roll updated September 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7991 N ROSE RD, DELTON, MI 49046-9779 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 24, 2005 | Deed of Trust, Mortgage TCF NATIONAL BANK |
| Apr 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 21, 2021 | Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2026 · Amount on Record |
| Deed Sale | Apr 09, 2026 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 20268336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 10985 E CD AVE, RICHLAND, MI 49083-9336 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2005004892 |
|---|---|
| Date | Jan 24, 2005 |
| Instrument | 2005-004892 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48107 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 04, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Apr 09, 2026 |
| Property Address | 10985 E CD AVE, RICHLAND, MI 49083-9336 |
| Document Number | 0000008336 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 2026.8336 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356,126.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7991 N ROSE RD, DELTON, MI 49046-9779 |
| Document Number | 0000008337, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 2026..8337 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Dec 21, 2021 |
| Property Address | 10985 E CD AVE, RICHLAND, MI 49083-9336 |
| Document Number | 2021050058 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021-050058 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 MOWERSON DR, 119, BATTLE CREEK, MI 49017-7644 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10985 EAST CD AVENUE, PORTAGE, MI 49024 |
Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Richland Township |
| Unified School District | Gull Lake Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,100 (+3.96%) | $194,200 (+3.96%) | |
| 2025 | $850.00 (-44.98%) | $93,400 (+18.08%) | $186,800 (+18.08%) |
| 2023 | $79,100 | $158,200 | |
| 2019 | $1,545.00 |
Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260770027011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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