10943 E Cd Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 10943 E Cd Ave, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,808 sqft · built 1993
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Jun 2014)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-13-276-071`

Property Details

APN / Parcel Number

Primary APN	`03-13-276-071`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,712 sqft
Unfinished Basement	1,712 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Lot Area	22,651 sqft (0.52 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10943 E CD AVE
City	RICHLAND
State	MI
Zip	49083-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 13-1-10 COM E1/4 POST TH N ON E LI 148.14FT TO CTR LI CD AVE TH N 39DEG05MIN W THEREON 320.33FT TH N 50DEG W 86.78FT TO
Legal Range	10
Legal Township	01
Legal Section	13
Jurisdiction	KALAMAZOO MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	2701

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10943 E CD AVE, RICHLAND, MI 49083-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	201418010
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10943 E CD AVE, RICHLAND, MI 49083-9336
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10943 E CD AVE, RICHLAND, MI 49083-9336

Mortgage

Document Number	2022034249
Date	Oct 31, 2022
Instrument	2022-034249

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10943 E CD AVE, RICHLAND, MI 49083-9336
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017040160
Date	Dec 1, 2017
Instrument	2017-040160

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Richland Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,800 (+19.65%)	$377,600 (+19.65%)
2025	$4,258.00 (+33.69%) Homeowner's exemption
2023		$157,800	$315,600
2019	$3,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on E Cd Ave

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