Frederick County property record for 10982 Horseshoe Dr, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 1976 |
| Lot Size | 0.73 acres (31,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Sep 2002) |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-298238 |
| Primary APN | 13-298238 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 31,798 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 298238 |
|---|---|
| Street Address | 10982 HORSESHOE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 9, BLK.B, SECT. 1 0973 AC HORSE SHOE DR HORSE SHOE FARM ESTATES |
| Legal Subdivision | HORSE SHOE FARM ESTATES |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10982 HORSESHOE DR, FREDERICK, MD 21701-3376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2002 · Amount on Record |
| Deed Sale | Sep 5, 2002 · Amount on Record |
| Prior Sale | Jan 28, 1987 · Amount on Record |
| Deed Document Number | 20026882 |
| Deed Book / Page | 3232 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10982 HORSESHOE DR, FREDERICK, MD 21701-3376 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0116130452 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 11613/0452 |
| Instrument | 11613-0452 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 1, 2031 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,967 (+30.44%) | $416,100 (+20.99%) Land $198,200 Building $217,900 | |
| 2025 | $3,750.00 (+15.28%) | ||
| 2023 | $3,253.00 Homeowner's exemption | $282,100 | $343,900 Land $151,600 Building $192,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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