10976 Horseshoe Dr, Frederick, MD 21701 Property Records

Frederick County property record for 10976 Horseshoe Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,708 sqft · built 1987
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on Record
Last Sale$606,000 (May 2024)
Tax Bill$4,630 (2023)
Deeds & MortgagesMay 2024 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN13-299358

Property Details

APN / Parcel Number

Primary APN13-299358
Alternative APN
  • 299358

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Total Area
1st Floor Area1,674 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area79,715 sqft (1.83 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area50 sqft
Deck Area492 sqft
Patio Area375 sqft
Shed1 Shed
Shed Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number299358
Street Address10976 HORSESHOE DR
CityFREDERICK
StateMD
Zip21701-3376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BL B SEC 2 1.8365 AC HORSE SHOE DR HORSE SHOE DR
Legal SubdivisionHORSE SHOE FARM ESTATES 03 SE
Legal BlockB
Legal Lot Number12
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3003
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of May 15, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10976 HORSESHOE DR, FREDERICK, MD 21701-3376
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2024Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2024 · Amount on Record
Deed SaleMay 6, 2024 · Amount on Record
Prior SaleSep 4, 2012 · Amount on Record
Deed Document Number0016852303
Deed Book / Page16852 / 303
Record UpdatedJun 7, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 6, 2024
Property Address10976 HORSESHOE DR, FREDERICK, MD 21701-3376
Document Number0168520303
Book / Page16852 / 303
Map ReferenceMB 17 PL 168
Instrument DateMay 3, 2024
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyCOMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10976 HORSESHOE DR, FREDERICK, MD 21701-3376

Mortgage

Document Number0016852309
DateMay 6, 2024
Instrument16852/309
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10976 HORSESHOE DR, FREDERICK, MD 21701-3376
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyIN HOUSE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126990065
DateNov 5, 2018
Book Page12699/0065
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
AddressHUNT VALLEY, MD 21031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,630.00 Homeowner's exemption$393,200$453,200 Land $164,100 Building $289,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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