10981 Mesa St, Mesa, CO 81643 Property Records

Mesa County property record for 10981 Mesa St, Mesa, CO 81643

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,566 sqft · built 2005
Lot Size	0.049 acres (2,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jun 2021)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2713-301-02-012`

Property Details

APN / Parcel Number

Primary APN	`2713-301-02-012`
Alternative APN	`R021429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,146 sqft (0.049 acres)
Porch	Open/Unfinished Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R021429
Street Address	10981 MESA ST
City	MESA
State	CO
Zip	81643
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOTS 1 THRU 7 INC BLK 2 MESA SEC 30 10S 96W & THAT PTN OF VACATED ALLEY ON W AS DESC IN B-1715 P-979 &980 & B-1722 P-680 MESA CO RECORDS LESS MINERAL INTEREST AS DESC IN B-1871 P-922 MESA CO RECDS
Legal Range	096
Legal Township	10S
Legal Section	30
Legal Subdivision	TOWN OF MESA
Legal Block	2
Legal Lot Number	1-7
Jurisdiction	MESA CO
Township / Civil Division	COLLBRAN
Census Block Group	2
Census Block	2154
Census Tract	1800

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14600 N OURAY CT, COLLBRAN, CO 81624-9521
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Beneficiary Deed, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS
Jun 16, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 14, 2020	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	20212986020
Last Transfer Date	Oct 24, 2023
Transfer Doc	0003077531
Record Updated	Sep 20, 2026

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MESA CO
Recording Date	Oct 24, 2023
Property Address	10981 MESA ST, MESA, CO 81643
Document Number	0003077531
Map Reference	DC 1503713
Instrument Date	Oct 24, 2023
Instrument	3077531
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 58, MESA, CO 81643-0058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14600 N OURAY CT, COLLBRAN, CO 81624-9521

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	10981 MESA ST, MESA, CO 81643
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10981 MESA ST, MESA, CO 81643

Mortgage

Document Number	0002997447
Date	Aug 31, 2021
Instrument	2997447

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 6, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 16, 2021
Property Address	10981 MESA ST, MESA, CO 81643
Document Number	0002986020
Instrument Date	Jun 15, 2021
Instrument	2986020
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 58, MESA, CO 81643-0058

Mortgage

Document Number	0002986022
Date	Jun 16, 2021
Instrument	2986022

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Jul 14, 2020
Property Address	10981 MESA ST, MESA, CO 81643
Document Number	0002932873
Instrument Date	Jul 13, 2020
Instrument	2932873
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10981 MESA ST MESA CO 81643, MESA, CO 81643

Mortgage

Document Number	2932874
Date	Jul 14, 2020
Instrument	2932874

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Plateau Valley School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (+17.81%)	$14,340 (-0.28%) Land $1,940 Building $12,400	$229,340 (+6.85%) Land $31,000 Building $198,340
2024	$988.00 (+7.39%)	$14,380 (-) Land $1,650 Building $12,730
2023	$920.00 (+34.11%)	$14,380 (+9.85%) Land $1,650 Building $12,730	$214,630 (+13.9%) Land $24,680 Building $189,950
2022	$686.00	$13,090 Land $1,490 Building $11,600
2021			$188,430 Land $21,500 Building $166,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 42% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WSD serves 330 people · EPA ID CO0139505
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Vero Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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