Mesa County property record for 10976 Mesa St, Mesa, CO 81643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 2016 |
| Lot Size | 0.116 acres (5,041 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2024) |
| Tax Bill | $1,979 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2713-301-01-019 |
| Primary APN | 2713-301-01-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 947 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,041 sqft (0.116 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R098137 |
|---|---|
| Street Address | 10976 MESA ST |
| City | MESA |
| State | CO |
| Zip | 81643-5090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 THRU 42 INCL BLK 1 TOWN OF MESA SEC 30 10S 96W 6TH PM - 0.11AC |
| Legal Subdivision | MESA |
| Legal Block | 1 |
| Legal Lot Number | 41-42 |
| Jurisdiction | MESA CO |
| Township / Civil Division | COLLBRAN |
| Census Block Group | 2 |
| Census Block | 2155 |
| Census Tract | 1800 |
Source: Mesa County records · APN 2713-301-01-019
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10976 MESA ST, MESA, CO 81643-5090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK |
| Oct 13, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Prior Sale | Oct 13, 2017 · Amount on Record |
| Deed Document Number | 20243095976 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 10976 MESA ST, MESA, CO 81643-5090 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0003081078 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 3081078 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 10976 MESA ST, MESA, CO 81643-5090 |
| Document Number | 0002937645 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10976 MESA ST MESA CO 81643, MESA, CO 81643 |
| Document Number | 0002937645 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2937645 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Oct 13, 2017 |
| Property Address | 10976 MESA ST, MESA, CO 81643-5090 |
| Document Number | 0002817574 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2817574 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 01, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10976 MESA ST, MESA, CO 81643-5090 |
| Document Number | 0002817575 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2817575 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Plateau Valley School District 50 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,979.00 (+36.39%) | $24,370 (+15.39%) Land $2,250 Building $22,120 | $389,850 (+23.66%) Land $36,000 Building $353,850 |
| 2024 | $1,451.00 (+7.4%) | $21,120 (-) Land $1,770 Building $19,350 | |
| 2023 | $1,351.00 (+35.78%) | $21,120 (+11.28%) Land $1,770 Building $19,350 | $315,250 (+15.46%) Land $26,400 Building $288,850 |
| 2022 | $995.00 | $18,980 Land $1,530 Building $17,450 | |
| 2021 | $273,050 Land $22,000 Building $251,050 |
Source: FEMA National Flood Hazard Layer as of January 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
| Wildfire Risk | Moderate above 47% of the US · lower than 69% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: VFN Holdings.
Based on FCC filings for 29 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MESA WSD serves 330 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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