10980 GUIBAL AVE GILROY CA 950208946, GILROY, CA 95020-8946
Mortgage
Document Number
24031910
Date
Sep 27, 2018
Instrument
24031910
Lender
Name
ETHOS LNDG
Address
PITTSBURGH, PA 15212
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 26, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 10980 Guibal Ave was $18,601 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Unified School District
Gilroy Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,564,510 (+2%)Land $910,261Building $654,249
2025
$18,601.00Homeowner's exemption
$1,533,834Land $892,413Building $641,421
2023
$18,168.00 (+1.82%)Homeowner's exemption
$1,474,275Land $857,760Building $616,515
2022
$17,844.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 10980 Guibal Ave in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
4 (1980–2000)
Most Recent Claim
Feb 2000 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 10980 Guibal Ave is high, ranking above 71% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 71% of the US · above 46% of California
Wildfire Likelihood
0.5% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source
Surface water
Last State Inspection
Dec 2025
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless
1,000 / 1,000
Razzolink Fixed Wireless
500 / 250
Verizon Fixed Wireless
300 / 20
May also be available: Etheric Networks, South Valley Internet.