10900 Guibal Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 10900 Guibal Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,310 sqft · built 2004
Lot Size	4.78 acres (208,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Sep 2011)
Tax Bill	$12,012 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`830-12-100`

Property Details

APN / Parcel Number

Primary APN	`830-12-100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
1st Floor Area	2,310 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	208,652 sqft
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10900 GUIBAL AVE
City	GILROY
State	CA
Zip	95020-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Subdivision	CATHERINE DUNNE BRANCH MAP 01
Legal Lot Number	81
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2004
Census Tract	512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10900 GUIBAL AVE, GILROY, CA 95020-8946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage TECHNICOLOR FCU
May 25, 2017	Intrafamily Transfer, Transfer · ARM GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2011 · Amount on Record
Deed Sale	Sep 6, 2011 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	201121304379
Last Transfer Date	May 19, 2017
Transfer Doc	0023658710
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10900 GUIBAL AVE, GILROY, CA 95020-8946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024311842
Date	Oct 24, 2019
Instrument	24311842

Lender

Name	TECHNICOLOR FCU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 25, 2017
Property Address	10900 GUIBAL AVE, GILROY, CA 95020-8946
Document Number	0023658710
Map Reference	VOL G PG92&93
Instrument Date	May 19, 2017
Instrument	23658710
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10900 GUIBAL AVE, GILROY, CA 95020-8946

Mortgage

Document Number	0023658711
Date	May 25, 2017
Instrument	23658711

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,302 (+2%) Land $704,639 Building $294,663
2025	$12,012.00 (+2.37%)	$979,709 (+4.04%) Land $690,823 Building $288,886
2023	$11,734.00 (+1.81%)	$941,668 Land $663,999 Building $277,669
2022	$11,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1980–2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, South Valley Internet.

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