10980 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 10980 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,807 sqft · built 1900
Lot Size	4.12 acres (179,467 sqft)
Owner	Individual Name on Record
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-025-1004-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-025-1004-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,807 sqft Living Area
1st Floor Area	1,637 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	179,467 sqft (4.12 acres)
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	10980 GILBERT RD
City	RILEY
State	MI
Zip	48041-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	S 386.57 FT OF W 450.73 FT OF NW 1/4 4.12 A SEC 25 T6N R14E
Legal Range	14E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2049
Census Tract	658500

Owner

Source: St. Clair County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10980 GILBERT RD, RILEY, MI 48041-3902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 27, 2017	Deed of Trust, Mortgage TCF NAT'L BK
Oct 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 13, 2024
Transfer Doc	0005738523
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10980 GILBERT RD, RILEY, MI 48041-3902
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10980 GILBERT RD, RILEY, MI 48041-3902

Mortgage

Document Number	0005500174
Date	Mar 18, 2022
Book Page	5500/174
Instrument	2022006577

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10980 GILBERT RD, RILEY, MI 48041-3902
Document Number	0049070923
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10980 GILBERT RD RILEY MI 480413902, RILEY, MI 48041-3902

Mortgage

Document Number	0049070923
Date	Jan 16, 2018
Book Page	004907/000923

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 12, 2017
Property Address	10980 GILBERT RD, RILEY, MI 48041-3902
Document Number	0048780884
Book / Page	004878 / 000884
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10980 GILBERT RD RILEY MI 480413902, RILEY, MI 48041-3902

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+6.35%)	$234,600 (+6.35%)
2025	$1,791.00 (+2.75%) Homeowner's exemption	$110,300 (+20.15%)
2024	$1,743.00 (+9.01%)		$220,600 (+20.15%)
2023		$91,800
2022	$1,599.00		$183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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