10944 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 10944 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,482 sqft · built 1992
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2020)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-025-1003-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-025-1003-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,482 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	125,453 sqft (2.88 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10944 GILBERT RD
City	RILEY
State	MI
Zip	48041-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	E 192.77 FT OF W 39 RDS OF S 41 RDS OF NW 1/4 2.88 A SEC 25 T6N R14E
Legal Range	14E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2049
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10944 GILBERT RD, RILEY, MI 48041-3902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Sep 2, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP
Jul 31, 2020	Deed of Trust, Mortgage FIRST ST BK
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	202021242
Deed Book / Page	5235 / 208
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	004584/991
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10944 GILBERT RD, RILEY, MI 48041-3902
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5224436
Date	Aug 10, 2020
Book Page	5224/436
Instrument	2020018820

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Jan 24, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 2, 2020
Property Address	10944 GILBERT RD, RILEY, MI 48041-3902
Document Number	0005235208
Book / Page	5235 / 208
Instrument Date	Aug 19, 2020
Instrument	2020021242
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10944 GILBERT RD, 10944, RILEY, MI 48041-3902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23905 MARSTON ST, CLINTON TOWNSHIP, MI 48035-1924

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10944 GILBERT RD, RILEY, MI 48041-3902
Document Number	0052310079
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10944 GILBERT RD RILEY MI 480413902, RILEY, MI 48041-3902

Mortgage

Document Number	0052310079
Date	Aug 25, 2020
Book Page	005231/000079

Lender

Name	FIRST ST BK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10944 GILBERT RD, RILEY, MI 48041-3902
Document Number	0050830497
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10944 GILBERT RD RILEY MI 480413902, RILEY, MI 48041-3902

Mortgage

Document Number	0050830497
Date	Aug 8, 2019
Book Page	005083/000497

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2034

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,200 (+4.79%)	$354,400 (+4.79%)
2025	$4,715.00 (+40.66%) Homeowner's exemption	$169,100 (+42.46%)
2024	$3,352.00 (+9.47%)		$338,200 (+42.46%)
2023		$118,700
2022	$3,062.00		$237,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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