Citrus County property record for 1098 W Olympia St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,964 sqft · built 1993 |
| Lot Size | 0.982 acres (42,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Jul 2018) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00600-027.0 |
| Primary APN | 19E-18S-18-0110-00600-027.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 1,964 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 42,795 sqft (0.982 acres) |
| Lot Dimensions | 286 ft deep x 150 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 324 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Patio Area | 594 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2306114 |
|---|---|
| Old Parcel Number | 1818S19E0110006000270 |
| Street Address | 1098 W OLYMPIA ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 27 BLK 60 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 60 |
| Legal Lot Number | 27 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 450703 |
1098 W Olympia St is owned and occupied by two individuals who bought it in July 2018.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1098 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Jul 3, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALEX & CHRISTY GRIFFIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Jul 10, 2017 · Amount on File |
| Deed Document Number | 2018033604 |
| Deed Book / Page | 2911 / 1072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1098 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0034490378 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 3449/378 |
| Instrument | 2024012006 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1098 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1098 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Document Number | 0032050782 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 3205/782 |
| Instrument | 2021063489 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 1098 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Document Number | 0029111072 |
| Book / Page | 002911 / 001072 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 33604 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | AMERICAN TITLE SERVICES CITRUS COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1098 W OLYMPIA ST HERNANDO FL 344423233, HERNANDO, FL 34442-3233 |
| Document Number | 29111073 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 002911/001073 |
| Instrument | 33605 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 10, 2017 |
| Property Address | 1098 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Document Number | 0028391695 |
| Book / Page | 002839 / 001695 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 31663 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 W OLYMPIA ST HERNANDO FL 344423233, HERNANDO, FL 34442-3233 |
| Document Number | 28391696 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 002839/001696 |
| Instrument | 31664 |
| Name | ALEX & CHRISTY GRIFFIN |
|---|---|
| Address | 80 HILLSIDE RD, MONTICELLO, FL 32344-5122 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 9, 2020 |
| Rate | 6% |
|---|
The 2025 property tax bill for 1098 W Olympia St was $2,728 with exemptions applied, up 4.9% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728.00 (+4.92%) Homeowner's exemption Additional exemption filed | $289,746 (-2.58%) Land $31,000 Building $258,746 | $289,746 (-2.58%) Land $31,000 Building $258,746 |
| 2024 | $2,600.00 (+2.52%) Homeowner's exemption Additional exemption filed | $297,422 (-0.8%) Land $29,500 Building $267,922 | $297,422 (-0.8%) Land $29,500 Building $267,922 |
| 2023 | $2,536.00 (+6.91%) Homeowner's exemption Additional exemption filed | $299,813 (+20.61%) Land $25,500 Building $274,313 | $299,813 (+20.61%) Land $25,500 Building $274,313 |
| 2022 | $2,372.00 Homeowner's exemption Additional exemption filed | $248,571 Land $17,250 Building $231,321 | $248,571 Land $17,250 Building $231,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1098 W Olympia St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1098 W Olympia St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures