Citrus County property record for 1048 W Olympia St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,588 sqft · built 2005 |
| Lot Size | 0.97 acres (42,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,000 (Apr 2021) |
| Tax Bill | $6,185 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00600-0310 |
| Primary APN | 19E-18S-18-0110-00600-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| Gross Area | 3,393 sqft |
| 1st Floor Area | 2,588 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 42,260 sqft (0.97 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 387 sqft |
| Patio Area | 465 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2306157 |
|---|---|
| Street Address | 1048 W OLYMPIA ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 31 BLK 60 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 60 |
| Legal Lot Number | 31 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 450703 |
Source: Citrus County records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1627 W STAFFORD ST, HERNANDO, FL 34442-3258 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Line of Credit MID PENN BANK |
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Jul 29, 2004 · Amount on Record |
| Deed Document Number | 202125252 |
| Deed Book / Page | 3155 / 1201 |
| Prior Transfer Date | Apr 24, 2007 |
| Prior Transfer Doc | 0021192037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1048 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3765 N TYRONE AVE, HERNANDO, FL 34442-2870 |
| Document Number | 0034421887 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 3442/1887 |
| Instrument | 2024006477 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 1048 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Document Number | 0031551201 |
| Book / Page | 3155 / 1201 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021025252 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6272 W CANNONDALE DR, CRYSTAL RIVER, FL 34429-9391 |
| Name | Verified Name |
|---|---|
| Address | 1048 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Investor | Possibly a Property Investor |
| Document Number | 0031551203 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 3155/1203 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1048 W OLYMPIA ST, HERNANDO, FL 34442-3233 |
| Document Number | 0030390280 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1048 W OLYMPIA ST HERNANDO FL 344423233, HERNANDO, FL 34442-3233 |
| Document Number | 0030390280 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 003039/000280 |
| Instrument | 8277 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,185.00 (-4.42%) | $400,121 (-5.3%) Land $31,000 Building $369,121 | $400,121 (-5.3%) Land $31,000 Building $369,121 |
| 2024 | $6,471.00 (+5.58%) | $422,500 (+2.31%) Land $29,500 Building $393,000 | $422,500 (+2.31%) Land $29,500 Building $393,000 |
| 2023 | $6,129.00 (+16.45%) | $412,960 (+17.79%) Land $25,500 Building $387,460 | $412,960 (+17.79%) Land $25,500 Building $387,460 |
| 2022 | $5,263.00 Additional exemption filed | $350,584 Land $17,250 Building $333,334 | $350,584 Land $17,250 Building $333,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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