San Bernardino County property record for 1098 W 25th St, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,444 sqft · built 1959 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Mar 2026) |
| Tax Bill | $10,801 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003-481-25-0000 |
| Primary APN | 1003-481-25-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,444 sqft Living Area |
| 1st Floor Area | 3,444 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 17,500 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| View / Lot | Average |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 1,337 sqft |
| Patio Area | 1,337 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1098 W 25TH ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS14M |
| Legal Description | TRACT 4650 LOT 1 |
| Legal Subdivision | TRACT NO 4650 |
| Legal Tract | 4650 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 804 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 9, 2026 | Grant Deed, Transfer · Conventional Mortgage FULL CIRCLE HOME LOANS INC |
| Dec 29, 2021 | Intrafamily Transfer, Transfer |
| Dec 29, 2021 | Intrafamily Transfer, Transfer |
| Aug 8, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 26, 2018 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 202661949 |
| Prior Transfer Date | Dec 20, 2021 |
| Prior Transfer Doc | 0000580702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000132389 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022-0132389 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 14, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 9, 2026 |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000061949 |
| Map Reference | MB 58 PG 50-52 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026-0061949 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000061950 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-0061950 |
| Name | FULL CIRCLE HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 29, 2021 |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000580701 |
| Map Reference | MB 58 PG 50-52 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021-0580701 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 29, 2021 |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000580702 |
| Map Reference | MB 58 PG 50&51 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021-0580702 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000288595 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 2018-0288595 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | FREMONT, OH 43420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000083825 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2020-0083825 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 26, 2018 |
| Property Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000230863 |
| Map Reference | MB 58 PG 50-52 |
| Instrument Date | May 8, 2018 |
| Instrument | 2018-0230863 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1098 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000230864 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 2018-0230864 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Upland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,013,693 (+2%) Land $343,243 Building $670,450 | |
| 2025 | $10,801.00 (+4.85%) Homeowner's exemption | $993,817 (+4.04%) Land $336,513 Building $657,304 |
| 2023 | $10,301.00 (+2.2%) Homeowner's exemption | $955,226 Land $323,446 Building $631,780 |
| 2022 | $10,079.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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