San Bernardino County property record for 1096 W 25th St, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,163 sqft · built 1972 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,175 (2025) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003-481-34-0000 |
| Primary APN | 1003-481-34-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,163 sqft Living Area |
| Gross Area | 5,968 sqft |
| 1st Floor Area | 5,163 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.402 acres) |
| Lot Dimensions | 100 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 195 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1096 W 25TH ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS14M |
| Legal Description | TRACT 4650 TR NO 4650 VALLEY VIEW HEIGHTS LOTS 2 AND 3 |
| Legal Tract | 4650 |
| Legal Block | 2 |
| Legal Lot Number | 2,3 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 804 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1259 W 9TH ST, UPLAND, CA 91786-5706 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2013 |
| Transfer Doc | 0000326337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1096 W 25TH ST, UPLAND, CA 91784-1009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1096 W 25TH ST, UPLAND, CA 91784-1009 |
| Document Number | 0000072291 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0072291 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 856 Months |
| Due | Jul 2, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.26% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Upland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $764,164 (+2%) Land $105,670 Building $658,494 | |
| 2025 | $8,175.00 (+7.65%) | $749,180 (+7.93%) Land $103,598 Building $645,582 |
| 2023 | $7,594.00 (+2.19%) | $694,112 Land $99,565 Building $594,547 |
| 2022 | $7,431.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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